Cumberland County property record for 124 S First St, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,822 sqft · built 1959 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Oct 2001) |
| Tax Bill | $2,863 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501-75-6111 |
| Primary APN | 0501-75-6111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,822 sqft Heated Area |
| 1st Floor Area | 1,822 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 68 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 124 S FIRST ST |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-3921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CB |
| Legal Description | SPRING LAKE LO:20 21 SE:01 BL:B PL:0011-0003 UN:01 |
| Legal Subdivision | NORTH MAIN ST, SPRING LK |
| Legal Block | B |
| Legal Lot Number | 20 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 3501 |
124 S First St is owned by an individual who acquired it in July 2017.
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 713 REGINA DR, SPRING LAKE, NC 28390-3029 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Mar 8, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2001 · Amount on File |
| Deed Sale | Oct 23, 2001 · Amount on File |
| Deed Book / Page | 5585 / 499 |
| Last Transfer Date | Jul 17, 2017 |
| Transfer Doc | 0103410603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jul 13, 2018 |
| Property Address | 124 S 1ST ST, SPRING LAKE, NC 28390-3921 |
| Document Number | 0103410601 |
| Book / Page | 10341 / 601 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 21125 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92150 HOOKEHA RD, KAPOLEI, HI 96707 |
| Document Number | 0103410603 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 10341/603 |
| Instrument | 21126 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Mar 8, 2017 |
| Property Address | 124 S 1ST ST, SPRING LAKE, NC 28390-3921 |
| Document Number | 0100500639 |
| Book / Page | 010050 / 000639 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 7480 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $76.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 S 1ST ST SPRING LAKE NC 283903921, SPRING LAKE, NC 28390-3921 |
The 2026 property tax bill for 124 S First St was $2,863.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,863.00 | ||
| 2025 | $2,863.00 (+3.96%) | $186,607 (+28.42%) Land $57,776 Building $128,831 | $186,607 (+28.42%) Land $57,776 Building $128,831 |
| 2024 | $2,754.00 (+9.37%) | $145,311 (-) Land $46,490 Building $98,821 | $145,311 (-) Land $46,490 Building $98,821 |
| 2023 | $2,518.00 | $145,311 Land $46,490 Building $98,821 | $145,311 Land $46,490 Building $98,821 |
| 2022 | $2,518.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 S First St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 124 S First St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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