124 S Cumberland St, Berea, KY 40403 Property Records

Madison County property record for 124 S Cumberland St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$25,000 (Aug 2010)
Tax Bill	$235 (2025)
Flood Zone	Zone X (minimal risk)
APN	`B008-0018-0013`

Property Details

APN / Parcel Number

Primary APN	`B008-0018-0013`
Alternative APNs	`105010` `142329` `72485`

Location & Zoning

Account Number	72485
Street Address	124 S CUMBERLAND ST
City	BEREA
State	KY
Zip	40403-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIXIE GLADE ACRES LOT 21 BLK 3
Legal Subdivision	DIXIE GLADE
Legal Block	3
Legal Lot Number	21
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3005
Census Tract	11202

Owner

124 S Cumberland St is owned and occupied by an individual who bought it in August 2010.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	122 S CUMBERLAND ST, BEREA, KY 40403-1009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2010 · Amount on File
Deed Sale	Aug 3, 2010 · Amount on File
Deed Document Number	446748
Deed Book / Page	D659 / 218
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 124 S Cumberland St was $235 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$235.00 Additional exemption filed	$25,000	$25,000
2023	$242.00	$25,000	$25,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 S Cumberland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 S Cumberland St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000