Ashtabula County property record for 124 S Cedar St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,361 sqft · built 1920 |
| Lot Size | 0.17 acres (7,423 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Sep 2022) |
| Tax Bill | $3,918 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-012-00-126-00 |
| Primary APN | 20-012-00-126-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,361 sqft Living Area |
| Gross Area | 1,553 sqft |
| 1st Floor Area | 972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,423 sqft (0.17 acres) |
| Lot Dimensions | 149 ft deep x 50 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 408 sqft |
| Deck Area | 225 sqft |
| Patio Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 124 S CEDAR ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 SEC 2 |
| Legal Subdivision | CONNECTICUT WESTERN RESERVE |
| Legal Lot Number | 1 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 802 |
124 S Cedar St is owned by an individual who bought it in September 2022.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 EASTON OVAL, COLUMBUS, OH 43219-6010 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2022 | Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on File |
| Deed Sale | Sep 7, 2022 · Amount on File |
| Prior Sale | Apr 14, 2017 · Amount on File |
| Deed Document Number | 20229688 |
| Deed Book / Page | 780 / 533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Sep 7, 2022 |
| Property Address | 124 S CEDAR ST, GENEVA, OH 44041-1658 |
| Document Number | 0000009688 |
| Book / Page | 780 / 533 |
| Map Reference | VOL 633 PG 2198 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 2022-00009688 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | VENTURE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 S CEDAR ST, GENEVA, OH 44041-1658 |
| Document Number | 0000780537 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 780/537 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Apr 14, 2017 |
| Property Address | 124 S CEDAR ST, GENEVA, OH 44041-1658 |
| Document Number | 0000003569 |
| Book / Page | 633 / 2198 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 201700003569 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 S CEDAR ST, GENEVA, OH 44041-1658 |
| Document Number | 0000003570 |
|---|---|
| Date | Apr 14, 2017 |
| Instrument | 201700003570 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 124 S Cedar St was $3,918, up 80.9% from the year before.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,918.00 (+80.89%) | $48,030 (-) Land $6,830 Building $41,200 | $137,200 Land $19,500 Building $117,700 |
| 2024 | $2,166.00 (-6.96%) Homeowner's exemption | $48,030 (-) Land $6,830 Building $41,200 | |
| 2023 | $2,328.00 (+19.69%) Homeowner's exemption | $48,030 (+21.23%) Land $6,830 Building $41,200 | $137,200 Land $19,500 Building $117,700 |
| 2022 | $1,945.00 Homeowner's exemption | $39,620 Land $5,250 Building $34,370 | |
| 2020 | $113,200 Land $15,000 Building $98,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 124 S Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1980–1986) |
| Most Recent Claim | Jun 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 S Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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