124 S 4th St, Paducah, KY 42001 Property Records

McCracken County property record for 124 S 4th St, Paducah, KY 42001

Property Summary

Property TypeCommercial
Details2,575 sqft · built 1907
Lot Size0.059 acres (2,575 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Oct 2023)
Tax Bill$716 (2025)
Deeds & MortgagesApr 2026 Construction Loan
Flood ZoneZone X (reduced by levee)
APN112-13-18-023

Property Details

APN / Parcel Number

Primary APN112-13-18-023
Alternative APNs
  • 138201
  • 147177
  • 147176

Interior

Stories2 Stories
Building Area2,575 sqft Living Area

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Exterior MaterialBrick Veneer
Roof TypeFlat
Roof MaterialOther
Lot Area2,575 sqft (0.059 acres)
Lot Dimensions103 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number147176
Street Address124 S 4TH ST
CityPADUCAH
StateKY
Zip42001-0792
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description1-21-4 25 X 103 124 SO 4TH ST
Legal SubdivisionTOWN OF PADUCAH
JurisdictionMCCRACKEN KY
Township / Civil DivisionPADUCAH
Census Block Group1
Census Block1023
Census Tract30300

Owner

124 S 4th St, a commercial property, is owned by a company that bought it in October 2023.

Source: McCracken County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address1406 N 12TH ST, E, MURRAY, KY 42071-3531
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2023 · Amount on File
Deed SaleOct 19, 2023 · Amount on File
Prior SaleSep 13, 2022 · Amount on File
Deed Document Number2023684865
Deed Book / Page1489 / 756
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCRACKEN KY
Recording DateApr 6, 2026
Property Address124 S 4TH ST, PADUCAH, KY 42001-0792
Document Number0000842939
Book / Page1874 / 200
Instrument DateApr 3, 2026
Instrument2026842939
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address4355 MAYFIELD METROPOLIS RD, PADUCAH, KY 42001-9730

Mortgage

Document Number0000842939,
DateApr 6, 2026
Book Page1874/200
Instrument2026842939
Lender
NameFNB BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueApr 15, 2027
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 124 S 4th St was $716.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCracken County
MunicipalityPaducah City
Unified School DistrictPaducah Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,000 (-)$200,000 (-)
2025$716.00$200,000$200,000
2023$2,949.00 (+44.35%)$200,000 (+45.99%)$200,000 (+45.99%)
2022$2,043.00$137,000$137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 S 4th St in Zone X, where a levee reduces flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2015)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 124 S 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADUCAH WATER WORKS
serves 65,004 people · EPA ID KY0730533
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Quad State Internet.

Nearby Properties on S 4th St

Nearby Streets

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