Berrien County property record for 124 S 3rd St, Niles, MI 49120 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,184 sqft · built 1962 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,500 (Mar 2017) |
| Tax Bill | $1,329 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-2700-0016-01-2 |
| Primary APN | 73-2700-0016-01-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 1,184 sqft |
| Unfinished Basement | 1,184 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 116 ft deep x 52 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 124 S 3RD ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-3228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LOTS 16 & 17 H B & G W HOFFMAN & C K GREEN ADD TO NILES COM ON WLY LN 3RD ST AT PT 9'N29DEG W OF SE COR SD LOT 16 (AS |
| Legal Subdivision | H B & G W HOFFMAN & C K GREEN ADD |
| Legal Lot Number | 16-17 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20700 |
Source: Berrien County records · APN 73-2700-0016-01-2
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 S 3RD ST, NILES, MI 49120-3228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 08, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2017 · Amount on Record |
| Deed Sale | Mar 08, 2017 · Amount on Record |
| Prior Sale | Jun 21, 1983 |
| Deed Book / Page | 3165 / 605 |
| Prior Transfer Date | Feb 29, 2016 |
| Prior Transfer Doc | 03138/0459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 124 S 3RD ST, NILES, MI 49120-3228 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003332/300 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 3332/300 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 124 S 3RD ST, NILES, MI 49120-3228 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003332/283 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 3332/283 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 08, 2017 |
| Property Address | 124 S 3RD ST, NILES, MI 49120-3228 |
| Document Number | 03165/0605 |
| Book / Page | 3165 / 0605 |
| Map Reference | DD B PG161 |
| Instrument Date | Mar 03, 2016 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2360 E GEYER RD, NILES, MI 49120-9018 |
| Name | Verified Name |
|---|---|
| Address | 124 S 3RD ST, NILES, MI 49120-3228 |
| Document Number | 0031650607 |
|---|---|
| Date | Mar 08, 2017 |
| Instrument | 3165/0607 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Niles City |
| Unified School District | Niles Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,500 (+5.77%) | $121,000 (+5.77%) | |
| 2025 | $1,329.00 (+2.31%) Homeowner's exemption | $57,200 (+30.89%) | $114,400 (+30.89%) |
| 2024 | $1,299.00 (+9.53%) | ||
| 2023 | $43,700 | $87,400 | |
| 2022 | $1,186.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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