Kane County property record for 124 S 2nd St, Geneva, IL 60134
| Property Type | Commercial |
|---|---|
| Details | 7,291 sqft · built 1860 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $390,000 (Mar 2013) |
| Tax Bill | $18,230 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-453-012 |
| Primary APN | 12-03-453-012 |
|---|
| Total Rooms | 12 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 7,291 sqft Gross Area |
| Basement Area | 2,665 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Lot Area | 18,000 sqft (0.413 acres) |
| Cooling System | Central |
|---|
| Street Address | 124 S 2ND ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2712 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 9&10 BLOCK 56 |
| Legal Subdivision | GENEVA |
| Legal Block | 2 |
| Legal Lot Number | 9&10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 124 S 2ND ST, GENEVA, IL 60134-2712 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2013 · Amount on Record |
| Deed Sale | Mar 27, 2013 · Amount on Record |
| Deed Document Number | 201323102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 124 S 2ND ST, GENEVA, IL 60134-2712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FOX TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000001853 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 2019K001853 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | SYCAMORE, IL 60178 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 18, 2038 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,230.00 (-20.95%) | $237,311 (-24.46%) Land $133,790 Building $103,521 | $712,218 (-24.46%) Land $401,531 Building $310,687 |
| 2024 | $314,134 (+18.38%) Land $123,309 Building $190,825 | $942,779 (+18.43%) Land $370,075 Building $572,704 | |
| 2022 | $23,060.00 (+2.04%) | $265,356 (+3.86%) Land $104,162 Building $161,194 | $796,068 (+3.86%) Land $312,486 Building $483,582 |
| 2021 | $22,600.00 | $255,494 Land $100,291 Building $155,203 | $766,482 Land $300,873 Building $465,609 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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