124 Rumsey Cir, Unit A, Versailles, KY 40383 Property Records

Woodford County property record for 124 Rumsey Cir, Unit A, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Last Sale	$436,000 (Oct 2024)
Tax Bill	$3,921 (2025)
Deeds & Mortgages	Oct 2024 Sale Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-4015-001-00_CO29`

Property Details

APN / Parcel Number

Primary APN	`31-4015-001-00_CO29`
Alternative APNs	`33974` `36878`

Location & Zoning

Account Number	36878
Street Address	124 RUMSEY CIR, A
City	VERSAILLES
State	KY
Zip	40383-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HELMSLEY II THE SHIRE
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	3
Census Block	3000
Census Tract	50106

Owner

Source: Woodford County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 RUMSEY CIR, A, VERSAILLES, KY 40383-8746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Deed, Transfer
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage LCNB NATIONAL BANK
May 1, 2017	Cash Sale Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Prior Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	2024267354
Deed Book / Page	349 / 102
Record Updated	Sep 20, 2026

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Oct 7, 2024
Property Address	124 RUMSEY CIRCLE UNIT A, A, VERSAILLES, KY 40383-8746
Document Number	00D349/102
Book / Page	D349 / 102
Map Reference	CAB E SL 171
Instrument Date	Oct 4, 2024
Instrument	267354
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount Recorded
Tax	$436.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 CROWN POINT DR, FRANKFORT, KY 40601-2696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 RUMSEY CIR UNIT A, A, VERSAILLES, KY 40383-8746

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODFORD KY
Recording Date	Aug 17, 2021
Property Address	124 RUMSEY CIRCLE UNIT A, A, VERSAILLES, KY 40383-8746
Document Number	00D328/297
Book / Page	D328 / 297
Map Reference	CAB E SL 171
Instrument Date	Aug 11, 2021
Instrument	106083
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 W WALNUT ST, DANVILLE, KY 40422

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	124 RUMSEY CIR UNIT A, A, VERSAILLES, KY 40383-8746
Investor	Possibly a Property Investor

Mortgage

Document Number	0000106085
Date	Aug 17, 2021
Instrument	106085

Lender

Name	LCNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Change Frequency	Annually
Index	1-Year CMT
Margin	4

May 2017: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	WOODFORD KY
Recording Date	May 1, 2017
Property Address	124 RUMSEY CIRCLE UNIT A, A, VERSAILLES, KY 40383-8746
Document Number	0CD002/238
Book / Page	CD002 / 238
Map Reference	CAB E SL 171
Instrument Date	Apr 28, 2017
Instrument	35325
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 MONARCH ST # ST205B, ST205B, LEXINGTON, KY 40513-1497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 RUMSEY CIR UNIT A, A, VERSAILLES, KY 40383-8746

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,921.00 (+24.63%)	$436,000 (+21.11%)	$436,000 (+21.11%)
2023	$3,146.00	$360,000	$360,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411
Water Source	Purchased surface water from VERSAILLES WATER SYSTEM
Last State Inspection	Jul 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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