124 Ruby St SE, Tumwater (Olympia), WA 98501 Property Records

Thurston County property record for 124 Ruby St SE, Tumwater, WA 98501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,065 sqft · built 1951
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$99,500 (Feb 1999)
Tax Bill	$10 (2026)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4410-02-02000`

Property Details

APN / Parcel Number

Primary APN	`4410-02-02000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,065 sqft Finished Area
1st Floor Area	1,065 sqft
Utility Area	160 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	24 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	124 RUBY ST SE
City	TUMWATER
State	WA
Zip	98501-4543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 35 TOWNSHIP 18 RANGE 2W QUARTER SW SW PLAT DES CHUTES ADDITION BLK 2 LT 20 DOCUMENT 011/058
Legal Range	02W
Legal Township	18N
Legal Section	35
Legal Quarter	SW
Legal Subdivision	DES CHUTES ADDITION
Legal Block	2
Legal Lot Number	20
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	3
Census Block	3022
Census Tract	10802

Owner

124 Ruby St SE is owned and occupied by an individual who acquired it in September 2010.

Source: Thurston County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	124 RUBY ST SE, TUMWATER, WA 98501-4543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 1999 · Amount on File
Deed Sale	Feb 2, 1999 · Amount on File
Prior Sale	Feb 2, 1999 · Amount on File
Deed Document Number	0003208501
Last Transfer Date	Sep 9, 2010
Transfer Doc	0004169661
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	124 RUBY ST SE, TUMWATER, WA 98501-4543
Document Number	0004692618
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 RUBY ST SE TUMWATER WA 985014543, TUMWATER, WA 98501-4543

Mortgage

Document Number	0004692618
Date	Jul 8, 2019
Instrument	4692618

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 124 Ruby St SE was $10.

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Tumwater City
Unified School District	Tumwater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00
2025		$358,400 Land $166,700 Building $191,700	$358,400 Land $166,700 Building $191,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Ruby St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Ruby St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUMWATER serves 51,924 people · EPA ID WA5389700
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	8 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Ruby St SE

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