Schoharie County and Middleburgh Town property record for 124 Ruby Rdg, Middleburgh, NY 12122 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,356 sqft Living Area |
| Lot Size | 87,120 sqft (2 acres) |
| Garage | Mixed, 1,776 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $7,055.00 (2025) |
| Primary APN | 433889 117.-1-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,356 sqft Living Area |
| 1st Floor | 1,178 sqft 1st Floor |
| 2nd Floor | 1,178 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 87,120 sqft (2 acres) |
| Parking Spaces | 7 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,776 sqft Garage |
| Shed | 1 Shed |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 495J100863 |
|---|---|
| Street Address | 124 RUBY RDG |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | MIDDLEBURGH |
| Census Blockgroup | 4 |
| Census Block | 4032 |
| Census Tract | 740700 |
Source: Schoharie County and Middleburgh Town records · APN 433889 117.-1-13
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 548, MIDDLEBURGH, NY 12122-0548 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 29, 2015 |
| Transfer Doc | 0000001013/000000023 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 124 RUBY RDG, MIDDLEBURGH, NY 12122 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002068/123 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 2068/123 |
| Instrument | 824359 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Schoharie County and Middleburgh Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Unified School District | Middleburgh Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,055.00 (+132%) | $136,000 (-) Land $13,000 Building $123,000 | $292,473 (+9.68%) Land $27,957 Building $264,516 |
| 2023 | $136,000 (-) Land $13,000 Building $123,000 | $266,667 (+5.88%) Land $25,490 Building $241,177 | |
| 2022 | $136,000 Land $13,000 Building $123,000 | $251,852 Land $24,074 Building $227,778 | |
| 2021 | $3,041.00 (-54.44%) | ||
| 2020 | $6,674.00 |
124 Ruby Rdg is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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