Effingham County property record for 124 Royal Oak Dr, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 2,516 sqft · built 2004 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Feb 2021) |
| Tax Bill | $4,511 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0352A-050-000 |
| Primary APN | 0352A-050-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,516 sqft Heated Area |
| Utility Area | 147 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 320 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 394 sqft |
| Lean-To | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7526 |
|---|---|
| Street Address | 124 ROYAL OAK DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-5624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .46 AC LOT 50 OUT 50-64 |
| Legal Subdivision | ROYAL OAKS PH II |
| Legal Lot Number | 50 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30401 |
124 Royal Oak Dr is owned and occupied by two individuals who bought it in February 2021.
Source: Effingham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 ROYAL OAK DR, GUYTON, GA 31312-5624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage TRUIST BANK |
| Feb 26, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on File |
| Deed Sale | Feb 26, 2021 · Amount on File |
| Prior Sale | May 18, 2010 · Amount on File |
| Deed Document Number | 2021694 |
| Deed Book / Page | 2669 / 92 |
| Prior Transfer Date | Dec 1, 2009 |
| Prior Transfer Doc | 001914/108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 124 ROYAL OAK DR, GUYTON, GA 31312-5624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 124 ROYAL OAK DR, GUYTON, GA 31312-5624 |
| Document Number | 0000003011/0000000799 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 0000003011/0000000799 |
| Name | TRUIST BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 48 Months |
| Due | Jan 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 26, 2021 |
| Property Address | 124 ROYAL OAK DR, GUYTON, GA 31312-5624 |
| Document Number | 0002669/92 |
| Book / Page | 2669 / 92 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021-000694 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 ROYAL OAK DR, GUYTON, GA 31312-5624 |
The 2025 property tax bill for 124 Royal Oak Dr was $4,511 with a homeowner's exemption, up 8% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,367 (+9.48%) Land $33,440 Building $152,927 | $465,919 (+9.48%) Land $83,600 Building $382,319 | |
| 2025 | $4,511.00 (+8.02%) Homeowner's exemption | $170,233 (-1.07%) Land $30,000 Building $140,233 | $425,583 (-1.07%) Land $75,000 Building $350,583 |
| 2024 | $4,176.00 Homeowner's exemption | $172,080 Land $30,000 Building $142,080 | $430,201 Land $75,000 Building $355,201 |
| 2022 | $3,669.00 Homeowner's exemption | $129,513 Land $18,800 Building $110,713 | $323,782 Land $47,000 Building $276,782 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 124 Royal Oak Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 6 (1994–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Royal Oak Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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