124 Roselawn St, Algonac, MI 48001 Property Records

St. Clair County property record for 124 Roselawn St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,394 sqft
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Last Sale	$131,000 (Jul 2025)
Tax Bill	$5,289 (2025)
Deeds & Mortgages	Apr 2024 Foreclosure Oct 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`74-01-133-0029-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-133-0029-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,394 sqft Living Area
1st Floor Area	1,619 sqft

Exterior

Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	128 ft deep x 106 ft wide
Garage Area	672 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	124 ROSELAWN ST
City	ALGONAC
State	MI
Zip	48001-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOTS 730 & 731 INCL W 1/2 OF VAC CROCKER DR ADJ SUPV ROY T GILBERTS PLAT NO 6 SEC 02 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	SUPRVRS ROY T GILBERTS 6-ALGON
Legal Lot Number	730-731
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1009
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1006 LEE ST, ALGONAC, MI 48001-1085
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Foreclosure
Oct 17, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Mar 6, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 AT SUBURBAN
Mar 23, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN ST HSNG DEV AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Apr 5, 2024 · Amount on Record
Deed Document Number	202513717
Deed Book / Page	5833 / 903
Prior Transfer Date	Mar 21, 2024
Prior Transfer Doc	0005703481
Record Updated	Oct 29, 2026

April 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 5, 2024
Property Address	124 ROSELAWN ST, ALGONAC, MI 48001-1132
Document Number	0005703481
Book / Page	5703 / 481
Map Reference	LB 49 PGS 4
Instrument Date	Mar 21, 2024
Instrument	2024006014
Transaction Type	Foreclosure
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	124 ROSELAWN ST, ALGONAC, MI 48001-1132
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ROSELAWN ST, ALGONAC, MI 48001-1132

Mortgage

Document Number	0005570973
Date	Oct 17, 2022
Book Page	5570/973
Instrument	2022023693

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	124 ROSELAWN ST, ALGONAC, MI 48001-1132
Document Number	0051620854
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	ONE STOP RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 HARRINGTON ST MOUNT CLEMENS MI 480432951, MOUNT CLEMENS, MI 48043-2951

Mortgage

Document Number	0051620854
Date	Mar 12, 2020
Book Page	005162/000854

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 23, 2020
Property Address	124 ROSELAWN ST, ALGONAC, MI 48001-1132
Document Number	0051660362
Book / Page	005166 / 000362
Instrument Date	Mar 6, 2020
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	ONE STOP RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ROSELAWN ST ALGONAC MI 480011132, ALGONAC, MI 48001-1132

Mortgage

Document Number	51620854
Date	Mar 23, 2020
Book Page	005162/000854

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Mortgage

Document Number	51620864,
Date	Mar 23, 2020
Book Page	005162/000864

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	124 ROSELAWN ST, ALGONAC, MI 48001-1132
Document Number	0051620864
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	ONE STOP RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 HARRINGTON ST MOUNT CLEMENS MI 480432951, MOUNT CLEMENS, MI 48043-2951

Mortgage

Document Number	0051620864
Date	Mar 12, 2020
Book Page	005162/000864

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,300 (+9.44%)	$236,600 (+9.44%)
2025	$5,289.00 (+44.55%)	$108,100 (+10.31%)
2024	$3,659.00 (+14.17%)		$216,200 (+10.31%)
2023		$98,000
2022	$3,205.00		$196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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