Nelson County property record for 124 Riverside Dr, Bloomfield, KY 40008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,577 sqft · built 1900 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,920 (2025) |
| Deeds & Mortgages | Oct 2013 Line of Credit Feb 2013 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73C00-05-014 |
| Primary APN | 73C00-05-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,577 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Account Number | 93801 |
|---|---|
| Street Address | 124 RIVERSIDE DR |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-7022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 124 RIVERSIDE DRIVE |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 930100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bloomfield Historic District listed 1991 · 150 contributing resources · NRIS 91000234 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
124 Riverside Dr is owned by two individuals who acquired it in July 2022.
Source: Nelson County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5721 LAKE JERICHO RD, SMITHFIELD, KY 40068-7861 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2013 | Deed of Trust, Mortgage · Line of Credit FORD KNOX FCU |
| Feb 14, 2013 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY LENDING CO |
| May 15, 2023 | Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 2, 2017 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2022 |
| Deed Sale | Jul 21, 2022 |
| Deed Document Number | 20228844 |
| Deed Book / Page | 84 / 264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 124 RIVERSIDE DR, BLOOMFIELD, KY 40008-7022 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1020/151 |
|---|---|
| Date | Oct 4, 2013 |
| Book Page | M1020/151 |
| Instrument | 2013012741 |
| Name | FORD KNOX FCU |
|---|---|
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 30, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 124 RIVERSIDE DR, BLOOMFIELD, KY 40008-7022 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | EXETER TITLE COMPANY, EXECUTIVE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 00M994/815 |
|---|---|
| Date | Feb 14, 2013 |
| Book Page | M994/815 |
| Instrument | 2013001989 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | May 15, 2023 |
| Property Address | 124 RIVERSIDE DR, BLOOMFIELD, KY 40008-7022 |
| Document Number | 000D592/25 |
| Book / Page | D592 / 25 |
| Instrument Date | May 12, 2023 |
| Instrument | 2023004963 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 RIVERSIDE DR, BLOOMFIELD, KY 40008-7022 |
| Name | Verified Name |
|---|---|
| Address | 5721 LAKE JERICHO RD, SMITHFIELD, KY 40068-7861 |
| Investor | Possibly a Property Investor |
| Document Number | 2023004964 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023004964 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Feb 2, 2017 |
| Property Address | 124 RIVERSIDE DR, BLOOMFIELD, KY 40008-7022 |
| Document Number | 00D525/063 |
| Book / Page | D525 / 063 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2017001295 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 383, BLOOMFIELD, KY 40008-0383 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 124 RIVERSIDE DR, BLOOMFIELD, KY 40008-7022 |
The 2025 property tax bill for 124 Riverside Dr was $1,920.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bloomfield City |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,920.00 | $140,000 (-) Building $140,000 | $140,000 (-) Building $140,000 |
| 2024 | $140,000 (+12%) | $140,000 (+12%) | |
| 2023 | $1,816.00 | $125,000 | $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Riverside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Riverside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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