Hardin County property record for 124 River Birch Cir, Lumberton, TX 77657
| Property Type | Single Family Home |
|---|---|
| Details | 4,041 sqft · built 2011 |
| Lot Size | 0.337 acres (14,693 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $634,210 (Apr 2026) |
| Tax Bill | $10,514 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004690-000235 |
| Primary APN | 004690-000235 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,041 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum Siding |
| Construction Type | Brick |
| Lot Area | 14,693 sqft (0.337 acres) |
| Lot Dimensions | 140 ft deep x 105 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|
| Account Number | 59681 |
|---|---|
| Street Address | 124 RIVER BIRCH CIR |
| City | LUMBERTON |
| State | TX |
| Zip | 77657-8693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S04690 RIVER BIRCH PLACE BLK 2, LOT 8, ACRES .321 PHASE 1 SEC IIB PHASE 1 SEC IIB |
| Legal Subdivision | RIVER BIRCH PLACE |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | HARDIN TX |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 30504 |
Source: Hardin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5370 WESTCHASE LOOP, LUMBERTON, TX 77657-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit NECHES FCU |
| Apr 22, 2026 | Deed, Transfer · Conventional Mortgage REAL FINANCIAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Jul 6, 2011 · Amount on Record |
| Deed Document Number | 2026161331 |
| Prior Transfer Date | Jun 30, 2011 |
| Prior Transfer Doc | 0000021262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 124 RIVER BIRCH CIR, LUMBERTON, TX 77657-8693 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000136046 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 2023-136046 |
| Name | NECHES FCU |
|---|---|
| Type | Credit Union |
| Address | PORT NECHES, TX 77651 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 26, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | Apr 22, 2026 |
| Property Address | 124 RIVER BIRCH CIR, LUMBERTON, TX 77657-8693 |
| Document Number | 0000161331 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026.161331 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5370 WESTCHASE LOOP, LUMBERTON, TX 77657-1124 |
| Document Number | 0000161332, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026.161332 |
| Name | REAL FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Hardin County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hardin County |
| Municipality | Lumberton City |
| Unified School District | Lumberton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,514.00 (+24.77%) Homeowner's exemption | $608,334 (-0.89%) Land $74,550 Building $533,784 | $608,334 (-0.89%) Land $74,550 Building $533,784 |
| 2025 | $8,427.00 (-5.02%) Homeowner's exemption | $613,781 (-) Land $74,550 Building $539,231 | $613,781 (-) Land $74,550 Building $539,231 |
| 2024 | $8,872.00 (+4.68%) Homeowner's exemption | $613,781 (-1.84%) Land $74,550 Building $539,231 | $613,781 (-1.84%) Land $74,550 Building $539,231 |
| 2023 | $8,475.00 Homeowner's exemption | $625,279 Land $74,550 Building $550,729 | $625,279 Land $74,550 Building $550,729 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 218 policies |
| Nearby Flood Policies | 218 in force |
| Nearby Flood Claims | 31 (2001–2026) |
| Claims Outside the SFHA | 31 of 31 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUMBERTON MUD serves 31,428 people · EPA ID TX1000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Highline Internet Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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