124 Ridgeway Ave, Gadsden, AL 35901 Property Records

Etowah County property record for 124 Ridgeway Ave, Gadsden, AL 35901

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,750 sqft · built 1940
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$148,500 (Apr 2017)
Tax Bill	$886 (2026)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-21-1-000-169.000`

Property Details

APN / Parcel Number

Primary APN	`15-05-21-1-000-169.000`
Alternative APNs	`245596` `41888`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	245596
Street Address	124 RIDGEWAY AVE
City	GADSDEN
State	AL
Zip	35901-5459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR LT 4 & SE 5 LT 5 BLK 8 CLUBVIEW HEIGHTS PLAT C-68&69 GADSDEN 21-12-6 1482-03,92 WILL,D-2014-3400690,D-2017-3449684,D-2020-3504064
Legal Range	6E
Legal Township	12S
Legal Section	21
Legal Subdivision	CLUBVIEW HEIGHTS
Legal Block	8
Legal Lot Number	4
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	2
Census Block	2011
Census Tract	1100

Owner

124 Ridgeway Ave is owned and occupied by an individual who bought it in April 2017.

Source: Etowah County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	124 RIDGEWAY AVE, GADSDEN, AL 35901-5459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2017 · Amount on File
Deed Sale	Apr 24, 2017 · Amount on File
Prior Sale	Apr 16, 2014 · Amount on File
Deed Document Number	20173449684
Record Updated	Oct 29, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Apr 24, 2017
Property Address	124 RIDGEWAY AVE, GADSDEN, AL 35901-5459
Document Number	3449684
Instrument Date	Apr 17, 2017
Instrument	3449684
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 RIDGEWAY AVE, 124, GADSDEN, AL 35901-5459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 RIDGEWAY AVE, GADSDEN, AL 35901-5459

Mortgage

Document Number	3449685
Date	Apr 24, 2017
Instrument	3449685

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 124 Ridgeway Ave was $886 with a homeowner's exemption, down 4.8% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Gadsden City
Unified School District	Gadsden City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$886.00 (-4.83%) Homeowner's exemption
2025	$931.00 Homeowner's exemption	$20,020 Land $3,520 Building $16,500	$200,200 Land $35,200 Building $165,000
2023	$931.00 (+11.76%) Homeowner's exemption	$20,020 (+11.16%) Land $3,520 Building $16,500	$200,200 (+11.16%) Land $35,200 Building $165,000
2022	$833.00 Homeowner's exemption	$18,010 Land $3,520 Building $14,490	$180,100 Land $35,200 Building $144,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Ridgeway Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1980–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Ridgeway Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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