Richland County property record for 124 Ridgeland St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,174 sqft · built 1986 |
| Lot Size | 0.306 acres (13,362 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $234,000 (Sep 2026) |
| Tax Bill | $1,224 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26005-10-02 |
| Primary APN | 26005-10-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,174 sqft Heated Area |
| Gross Area | 1,548 sqft |
| 1st Floor Area | 1,174 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,362 sqft (0.306 acres) |
| Porch | Slab |
| Porch Area | 150 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01089360 |
|---|---|
| Street Address | 124 RIDGELAND ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-8718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 10 BLK I I 108X115X108X115 #SU BRIARCLIFFE #PR 50-6770 |
| Legal Subdivision | BRIARCLIFFE |
| Legal Phase | II-C |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11424 |
Source: Richland County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 124 RIDGELAND ST, ELGIN, SC 29045-8718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Nov 4, 2025 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2026 · Amount on Record |
| Deed Sale | Sep 10, 2026 · Amount on Record |
| Prior Sale | Nov 4, 2025 · Amount on Record |
| Deed Document Number | 202645284 |
| Deed Book / Page | 3165 / 763 |
| Prior Transfer Date | Apr 8, 2025 |
| Prior Transfer Doc | 0030090754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 10, 2026 |
| Property Address | 124 RIDGELAND ST, ELGIN, SC 29045-8718 |
| Document Number | 0000045284 |
| Book / Page | 3165 / 763 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202645284 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,448.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 RIDGELAND ST, ELGIN, SC 29045-8718 |
| Document Number | 0000045285, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202645285 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 4, 2025 |
| Property Address | 124 RIDGELAND ST, ELGIN, SC 29045-8718 |
| Document Number | 0030710487 |
| Book / Page | 3071 / 487 |
| Map Reference | MB 56 PG 569 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 2025052758 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $317.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 DORICHLEE LN, COLUMBIA, SC 29223-7856 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,224.00 (+3.64%) | $3,488 (-96.52%) | $159,100 (-) Land $30,000 Building $129,100 |
| 2024 | $1,181.00 (+9.15%) | $100,300 (+2,775.57%) | $159,100 (+82.45%) Land $30,000 Building $129,100 |
| 2023 | $1,082.00 (-49.15%) | $3,488 (-0.06%) | $87,200 (-7.33%) |
| 2022 | $2,128.00 (+101.9%) | ||
| 2021 | $1,054.00 | $3,490 | $94,100 Land $20,300 Building $73,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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