Lincoln County property record for 124 Ridgecrest Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,995 sqft · built 2002 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,233 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-70-26-000-000-016.017 |
| Primary APN | 08-70-26-000-000-016.017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,995 sqft Living Area |
| Basement Area | 1,995 sqft |
| Unfinished Basement | 1,995 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 124 RIDGECREST DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 RIDGECREST ESTATES |
| Legal Range | 01W |
| Legal Township | 50N |
| Legal Section | 26 |
| Legal Subdivision | RIDGECREST EST |
| Legal Lot Number | 7 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2089 |
| Census Tract | 810205 |
124 Ridgecrest Dr is owned and occupied by an individual.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 RIDGECREST DR, TROY, MO 63379-4880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 124 RIDGECREST DR, TROY, MO 63379-4880 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 124 RIDGECREST DR, TROY, MO 63379-4880 |
| Document Number | 002495/733 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 2495/733 |
| Instrument | 2023008989 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 124 Ridgecrest Dr was $3,233.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,130 (-) Land $7,505 Building $48,625 | ||
| 2025 | $3,233.00 | $56,130 Land $7,505 Building $48,625 | $295,420 Land $39,500 Building $255,920 |
| 2023 | $3,156.00 (+3.58%) | $50,926 Land $5,795 Building $45,131 | $268,030 Land $30,500 Building $237,530 |
| 2022 | $3,047.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Ridgecrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Ridgecrest Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 100 / 10 |
May also be available: AT&T.
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