124 Richards Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 124 Richards Rd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	4,075 sqft · built 1940
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,375,000 (Aug 2022)
Tax Bill	$31,417 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-01206-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`51-01206-0000-00004`
Alternative APN	`510120600004`

Interior

Stories	2 Stories
Building Area	4,075 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	124 RICHARDS RD
City	RIDGEWOOD
State	NJ
Zip	07450-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.275 AC
Legal Subdivision	RIDGEWOOD VILLAGE
Legal Block	1206
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1001
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 RICHARDS RD, RIDGEWOOD, NJ 07450-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	May 6, 2011 · Amount on Record
Deed Document Number	202285789
Deed Book / Page	4790 / 860
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 29, 2022
Property Address	124 RICHARDS RD, RIDGEWOOD, NJ 07450-1116
Document Number	0047900860
Book / Page	4790 / 860
Instrument Date	Jul 13, 2022
Instrument	2022085789
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 JEFFERSON RD, 169, PRINCETON, NJ 08540-3307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 RICHARDS RD, RIDGEWOOD, NJ 07450-1116

Mortgage

Document Number	2022085790
Date	Aug 29, 2022
Instrument	2022085790

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,087,100 (-) Land $367,000 Building $720,100	$1,087,100 (-) Land $367,000 Building $720,100
2025	$31,417.00 (+0.73%)	$1,087,100 (-) Land $367,000 Building $720,100	$1,087,100 (-) Land $367,000 Building $720,100
2024	$31,188.00 (-12.99%)
2023		$1,087,100 Land $367,000 Building $720,100	$1,087,100 Land $367,000 Building $720,100
2022	$35,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20