124 Read Trl, Rockvale, TN 37153 Property Records

Rutherford County property record for 124 Read Trl, Rockvale, TN 37153

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,980 sqft · built 1999
Lot Size	6.44 acres (280,526 sqft)
Owner	2 Individual Names on File
Last Sale	$283,900 (Oct 1999)
Tax Bill	$2,661 (2025)
Deeds & Mortgages	Jul 2020 Construction Loan May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099G-A-005.00-000`

Property Details

APN / Parcel Number

Primary APN	`099G-A-005.00-000`
Alternative APNs	`099G A 00500` `R0059602`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,980 sqft Living Area
1st Floor Area	7,848 sqft
Upper Floors Area	2,047 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	280,526 sqft (6.44 acres)
Garage Type	Attached
Garage Area	2,555 sqft
Driveway	Driveway
Porch	Patio
Porch Area	230 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0059602
Street Address	124 READ TRL
City	ROCKVALE
State	TN
Zip	37153-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 THE WOODLANDS PB 19 PG 144
Legal Subdivision	THE WOODLANDS RESUB LOT 5
Legal Lot Number	5A
Jurisdiction	RUTHERFORD TN
Township / Civil Division	8
Census Block Group	2
Census Block	2011
Census Tract	40808

Owner

124 Read Trl is owned and occupied by two individuals who acquired it in March 2020.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 READ TRL, ROCKVALE, TN 37153-5412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST NAT'L BK/MIDDLE TN
May 11, 2020	Quit Claim Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 1999 · Amount on File
Deed Sale	Oct 25, 1999 · Amount on File
Deed Book / Page	663 / 400
Last Transfer Date	Mar 11, 2020
Transfer Doc	18772730
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 6, 2020
Property Address	124 READ TRL, ROCKVALE, TN 37153-5412
Document Number	RB19263530
Book / Page	001926 / 003530
Instrument Date	Jul 3, 2020
Instrument	2286481
Transaction Type	Construction Loan
Record Updated	Jul 20, 2020
Title Company	WATERSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 UPTOWN SQ MURFREESBORO TN 371290573, MURFREESBORO, TN 37129-0573

Mortgage

Document Number	RB19263530
Date	Jul 6, 2020
Book Page	001926/003530
Instrument	2286481

Lender

Name	FIRST NAT'L BK/MIDDLE TN
Address	MURFREESBORO, TN 37129

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	May 11, 2020
Property Address	124 READ TRL, ROCKVALE, TN 37153-5412
Document Number	RB19011180
Book / Page	001901 / 001180
Instrument Date	May 7, 2020
Instrument	2273827
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	124 READ TRL ROCKVALE TN 371535412, ROCKVALE, TN 37153-5412

Mortgage

Document Number	RB19011182
Date	May 11, 2020
Book Page	001901/001182
Instrument	2273828

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 124 Read Trl was $2,661.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,575 (+38.6%) Land $56,000 Building $140,575	$786,300 Land $224,000 Building $562,300
2025	$2,661.00	$141,825 Land $19,250 Building $122,575
2023	$2,661.00	$141,825 Land $19,250 Building $122,575	$567,300 (-) Land $77,000 Building $490,300
2022			$567,300 Land $77,000 Building $490,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Read Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Read Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Read Trl

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