124 Rayna St, Hurley, NY 12443 Property Records

Ulster County and Hurley Town property record for 124 Rayna St, Hurley, NY 12443

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,058 sqft · built 1958
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individuals on Record
Last Sale	$156,000 (Aug 2018)
Tax Bill	$5,665 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`512800 55.8-7-46`

Property Details

APN / Parcel Number

Primary APN	`512800 55.8-7-46`
Alternative APN	`144720.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
1st Floor Area	1,058 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	144720.000
Street Address	124 RAYNA ST
City	HURLEY
State	NY
Zip	12443-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	7
Legal Lot Number	46.000
Jurisdiction	ULSTER NY
Township / Civil Division	HURLEY
Census Block Group	3
Census Block	3007
Census Tract	951200

Owner

Source: Ulster County and Hurley Town assessment roll, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	124 RAYNA ST, HURLEY, NY 12443-5222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage MID-HUDSON VALLEY FEDERAL CREDIT UNION
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit MID HUDSON VALLEY FCU
Aug 9, 2018	Deed, Transfer SAWYER SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	201810978
Deed Book / Page	6327 / 297
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Recording Date	May 29, 2026
Property Address	124 RAYNA ST, HURLEY, NY 12443-5222
Document Number	0000006350
Book / Page	13756 / 122
Instrument Date	May 22, 2026
Instrument	20266350
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 RAYNA ST, HURLEY, NY 12443-5222

Mortgage

Document Number	0000006350,
Date	May 29, 2026
Book Page	13756/122
Instrument	20266350

Lender

Name	MID-HUDSON VALLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.23%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	124 RAYNA ST, HURLEY, NY 12443-5222
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015779
Date	Sep 19, 2022
Book Page	12937/155
Instrument	2022-15779

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Aug 9, 2018
Property Address	124 RAYNA ST, HURLEY, NY 12443-5222
Document Number	0000010978
Book / Page	6327 / 297
Instrument Date	Aug 8, 2018
Instrument	000000010978
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	94 WHISPELL RD, WEST SHOKAN, NY 12494-5342

Mortgage

Document Number	0000010979
Date	Aug 9, 2018
Book Page	0000011621/0000000125
Instrument	000000010979

Lender

Name	SAWYER SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Ulster County and Hurley Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Hurley Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,665.00 (+280.2%)	$265,000 (+58.3%) Land $7,500 Building $257,500	$290,252 (+11.66%) Land $8,215 Building $282,037
2023		$167,400 (-) Land $29,400 Building $138,000	$259,938 (+18.63%) Land $45,652 Building $214,286
2022		$167,400 Land $29,400 Building $138,000	$219,110 Land $38,482 Building $180,628
2021	$1,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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