Giles County property record for 124 Ratcliffe Ln, Narrows, VA 24124
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1993 |
| Lot Size | 0.295 acres (12,875 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $706 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 38B 1 29 |
| Primary APN | 38B 1 29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,875 sqft (0.295 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 243 sqft |
| Deck Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 2135 |
|---|---|
| Street Address | 124 RATCLIFFE LN |
| City | NARROWS |
| State | VA |
| Zip | 24124-2217 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 29 30 & 1/2 NO 26 MILL CREEK ADD |
| Legal Subdivision | MILL CREEK ADD |
| Legal Lot Number | 29,30 |
| Jurisdiction | GILES VA |
| Township / Civil Division | WESTERN |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 930400 |
Source: Giles County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 124 RATCLIFFE LN, NARROWS, VA 24124-2217 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2011 |
| Deed Sale | Jul 21, 2011 |
| Record Updated | Oct 29, 2026 |
Source: Giles County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Giles County |
| Unified School District | Giles County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $706.00 (+20.48%) | $150,300 (+74.36%) Land $26,000 Building $124,300 | $150,300 (+74.36%) Land $26,000 Building $124,300 |
| 2025 | $586.00 | $86,200 (-) Land $16,000 Building $70,200 | $86,200 (-) Land $16,000 Building $70,200 |
| 2023 | $86,200 Land $16,000 Building $70,200 | $86,200 Land $16,000 Building $70,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1995–2010) |
| Most Recent Claim | Mar 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NARROWS serves 2,029 people · EPA ID VA1071565 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from GILES COUNTY PSA |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| GigaBeam Networks Fixed Wireless | 100 / 20 |
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