124 Ramapo Rd, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 124 Ramapo Rd, Garnerville, NY 10923

Property Summary

Property TypeMixed Use Store/Office
Details7,040 sqft · built 2008
Lot Size0.869 acres (37,897 sqft)
OwnerCompany Name on Record
Last Sale$1,268,000 (Aug 2022)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392203 26.06-6-74

Property Details

APN / Parcel Number

Primary APN392203 26.06-6-74
Alternative APNs
  • 220302600600060740000000
  • 0007905

Interior

Stories1 Story
Building Area7,040 sqft Gross Area
Security AlarmSecurity Alarm
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2008
Lot Area37,897 sqft (0.869 acres)
Lot Dimensions148 ft deep x 257 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0007905
Old Parcel Number220302600600060740000000
Street Address124 RAMAPO RD
CityGARNERVILLE
StateNY
Zip10923-1571
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning Code361
Legal Description41.-5-4
Legal Block6
Legal Lot Number74.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group1
Census Block1000
Census Tract10601

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address29 COTTAGE LN, UPPER SADDLE RIVER, NJ 07458-1307
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleJan 18, 2005 · Amount on Record
Deed Document Number0202229574
Deed Book / Page2022 / 29574
Record UpdatedJun 8, 2026

August 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateAug 16, 2022
Property Address124 RAMAPO RD, GARNERVILLE, NY 10923-1571
Document Number0000029574
Map ReferenceIN 2005-3266
Instrument DateJul 25, 2022
Instrument2022-00029574
Transaction TypeTransfer
Record UpdatedSep 7, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,072.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18111 DOCKSIDE LANDING DR, 18111, CYPRESS, TX 77433-5038

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 COTTAGE LN, UPPER SADDLE RIVER, NJ 07458-1307

Mortgage

Document Number0000029575
DateAug 16, 2022
Instrument2022-00029575
Lender
NameTD BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
MunicipalityWest Haverstraw Village
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$625,000 (-) Land $328,300 Building $296,700$1,072,777 (+5.2%) Land $563,508 Building $509,269
2023$625,000 Land $328,300 Building $296,700$1,019,742 Land $535,650 Building $484,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims9 (1983–2001)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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