124 Prospect St, Hatfield, MA 01038 Property Records

Hampshire County and Hatfield Town property record for 124 Prospect St, Hatfield, MA 01038

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,128 sqft · built 1992
Lot Size1.2 acres (52,407 sqft)
Owner2 Individual Names on File
Tax Bill$7,138 (2026)
Deeds & MortgagesAug 2021 Line of Credit
May 2020 Refinance
APNHATF M:0215 B:0082 L:0

Property Details

APN / Parcel Number

Primary APNHATF M:0215 B:0082 L:0
Alternative APN
  • 786

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,128 sqft Living Area
Gross Area4,456 sqft
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area52,407 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number786
Street Address124 PROSPECT ST
CityHATFIELD
StateMA
Zip01038-9741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal SubdivisionTAMMY & LEWIS WENDOLOWSKI 03
Legal Block82
JurisdictionHATFIELD MA
Township / Civil DivisionHATFIELD
Census Block Group1
Census Block1006
Census Tract821500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Mill-Prospect Street Historic District
listed 2002 · 169 contributing resources · NRIS 02001188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

124 Prospect St is owned and occupied by two individuals.

Source: Hampshire County and Hatfield Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address124 PROSPECT ST, HATFIELD, MA 01038-9741
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Line of Credit
EASTHAMPTON SAVINGS BANK
May 6, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
EASTHAMPTON SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHATFIELD MA
Property Address124 PROSPECT ST, HATFIELD, MA 01038-9741
Transaction TypeMortgage
Record UpdatedSep 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number14229-269
DateAug 18, 2021
Book Page14229/269
Instrument20463
Lender
NameEASTHAMPTON SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueSep 1, 2046
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHATFIELD MA
Property Address124 PROSPECT ST, HATFIELD, MA 01038-9741
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13618-225
DateMay 6, 2020
Book Page13618/225
Instrument8188
Lender
NameEASTHAMPTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 124 Prospect St was $7,138, up 6.5% from the year before.

Source: Hampshire County and Hatfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampshire County
County SubdivisionHatfield Town
Unified School DistrictHatfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,138.00 (+6.49%)$486,600 (+0.47%) Land $160,800 Building $310,100$544,964 (+11.39%)
2025$6,703.00 (-0.18%)$484,300 (+10.42%) Land $158,500 Building $325,800$489,250 (+4.12%)
2024$6,715.00 (+20.04%)$438,600 (+5.69%) Land $138,200 Building $300,400$469,870
2023$5,594.00$415,000 Land $131,400 Building $283,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 124 Prospect St; there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims1 (1984)
Most Recent ClaimMay 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHATFIELD WATER DEPT
serves 3,164 people · EPA ID MA1127000
Water SourceSurface water
Last State InspectionDec 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect St

Nearby Streets

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