Chester County property record for 124 Prospect Ave, Malvern, PA 19355
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,444 sqft · built 1928 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $437,000 (Jul 2015) |
| Tax Bill | $659 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-7-1 |
| Primary APN | 2-7-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,444 sqft Living Area |
| Basement Area | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Old Style |
| Exterior Material | Stucco |
| Lot Area | 9,583 sqft (0.22 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 91 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 124 PROSPECT AVE |
|---|---|
| City | MALVERN |
| State | PA |
| Zip | 19355-2642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT DWG GAR & POOL |
| Legal Subdivision | PROPERTY/CHARLES W BRINKER |
| Legal Lot Number | 19 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | MALVERN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 300400 |
124 Prospect Ave is owned and occupied by two individuals who bought it in July 2015.
Source: Chester County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 PROSPECT AVE, MALVERN, PA 19355-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2015 · Amount on File |
| Deed Sale | Jul 22, 2015 · Amount on File |
| Prior Sale | May 1, 1992 |
| Deed Document Number | 201511420767 |
| Deed Book / Page | 9148 / 1799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 124 PROSPECT AVE, MALVERN, PA 19355-2642 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0105920792 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 10592/792 |
| Instrument | 11846689 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 172 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 124 PROSPECT AVE, MALVERN, PA 19355-2642 |
| Document Number | 0100731704 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2020 |
| Title Company | MERIDIAN NATIONAL TITLE, MERIDIAN NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 124 PROSPECT AVE MALVERN PA 193552642, MALVERN, PA 19355-2642 |
| Document Number | 0100731704 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 010073/001704 |
| Instrument | 11708721 |
| Name | SOFI LNDG |
|---|---|
| Address | COTTONWOOD HEIGHTS, UT 84121 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2049 |
The 2026 property tax bill for 124 Prospect Ave was $659.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Malvern Borough |
| Unified School District | Great Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $659.00 | $188,190 Land $49,800 Building $138,390 | $199,740 Land $49,800 Building $149,940 |
| 2024 | $5,941.00 | $180,690 Land $49,800 Building $130,890 | |
| 1998 | $199,740 Land $49,800 Building $149,940 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 124 Prospect Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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