Lorain County property record for 124 Prestwyck Ln, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,820 sqft · built 2021 |
| Lot Size | 0.084 acres (3,679 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,300 (Jan 2022) |
| Tax Bill | $3,213 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-091-000-208 |
| Primary APN | 11-00-091-000-208 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 2,220 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,679 sqft (0.084 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 32 sqft |
| Canopy | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 124 PRESTWYCK LN |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8982 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ENCLAVE AT FIELDSTONE LAKES SUB #1 46 X 80 |
| Legal Subdivision | ENCLAVE AT FIELDSTONE LAKES SUB 1 |
| Legal Lot Number | 29 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 91100 |
Source: Lorain County records · APN 11-00-091-000-208
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 PRESTWYCK LN, ELYRIA, OH 44035-8982 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 02, 2021 | Quit Claim Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on Record |
| Deed Sale | Jan 10, 2022 · Amount on Record |
| Deed Document Number | 2022858024 |
| Prior Transfer Date | Aug 17, 2021 |
| Prior Transfer Doc | 0000837345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 124 PRESTWYCK LN, ELYRIA, OH 44035-8982 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 124 PRESTWYCK LN, ELYRIA, OH 44035-8982 |
| Document Number | 0000863964 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022-0863964 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 08, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 10, 2022 |
| Property Address | 124 PRESTWYCK LN, ELYRIA, OH 44035-8982 |
| Document Number | 0000858024 |
| Instrument Date | Jan 05, 2022 |
| Instrument | 2022-0858024 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 PRESTWYCK LN, ELYRIA, OH 44035-8982 |
| Document Number | 0000858025 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022-0858025 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.55% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2037 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.55% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.55% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 02, 2021 |
| Property Address | 124 PRESTWYCK LN, ELYRIA, OH 44035-8982 |
| Document Number | 0000837345 |
| Map Reference | VOL 108 PG 23-25 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021-0837345 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 16155, ROCKY RIVER, OH 44116-0155 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,213.00 (-14.86%) Homeowner's exemption | $98,770 (%) Land $22,750 Building $76,020 | $282,210 (-) Land $65,000 Building $217,210 |
| 2024 | $3,774.00 (+7.46%) | $98,774 (+15.83%) Land $22,750 Building $76,024 | $282,210 (+15.83%) Land $65,000 Building $217,210 |
| 2023 | $3,512.00 (-12.9%) | $85,275 (+0.01%) Land $19,023 Building $66,252 | $243,640 (-) Land $54,350 Building $189,290 |
| 2022 | $4,032.00 | $85,270 Land $19,020 Building $66,250 | |
| 2021 | $243,640 Land $54,350 Building $189,290 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cogeco Cable Holdings II, Verizon.
Based on FCC filings for 298 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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