124 Powell St, Spencer, WV 25276 Property Records

Roane County property record for 124 Powell St, Spencer, WV 25276 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,106 sqft · built 1966
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Tax Bill	$595 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-6-0037.0000`

Property Details

APN / Parcel Number

Primary APN	`08-6-0037.0000`
Alternative APNs	`44-08-0006-0037-0000` `44-08-6-0037.0000` `85726601`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,106 sqft Living Area
1st Floor Area	2,106 sqft
Basement Area	1,053 sqft
Finished Basement	1,053 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	74 ft deep x 95 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	85726601
Street Address	124 POWELL ST
City	SPENCER
State	WV
Zip	25276-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT HASSIG ADDN
Legal Subdivision	LOT HASSIG ADD
Jurisdiction	ROANE WV
Township / Civil Division	II
Census Block Group	1
Census Block	1005
Census Tract	963000

Owner

Source: Roane County records · APN 08-6-0037.0000

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 9001871, LOUISVILLE, KY 40290-1871
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 29, 2011
Transfer Doc	000477/389
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	124 POWELL ST, SPENCER, WV 25276-1511
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000357/575
Date	Jul 17, 2020
Book Page	357/575
Instrument	2167180

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 07, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

Source: Roane County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Municipality	Spencer City
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$595.00 (+4.75%)	$52,740 (+5.78%) Land $3,180 Building $49,560	$87,900 (+5.78%) Land $5,300 Building $82,600
2023	$568.00 (+1.79%)	$49,860 (+2.47%) Land $3,120 Building $46,740	$83,100 (+2.47%) Land $5,200 Building $77,900
2022	$558.00	$48,660 Land $3,120 Building $45,540	$81,100 Land $5,200 Building $75,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Roane County (54087C), updated March 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540879630001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	28 (1997–2024)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Apr 2024, river or lake flooding, Severe Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2024 · 4 claims Severe Storms And Flooding, Jun 2013 · 6 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 21% of West Virginia
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.