124 Post Oak Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 124 Post Oak Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,854 sqft · built 2019
Lot Size	0.093 acres (4,084 sqft)
Owner	2 Individual Names on File
Last Sale	$232,800 (Jul 2019)
Tax Bill	$2,330 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137-25-001.43`

Property Details

APN / Parcel Number

Primary APN	`137-25-001.43`
Alternative APN	`39093`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
1st Floor Area	1,319 sqft
2nd Floor Area	208 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,084 sqft (0.093 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	39093
Street Address	124 POST OAK DR
City	OXFORD
State	MS
Zip	38655-2799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 31 OLD OAKS OF OXFORD PHASE 2 & PT INTERST IN COMMON AREA
Legal Range	03W
Legal Township	08S
Legal Section	25
Legal Subdivision	OLD OAKS OF OXFORD
Legal Phase	2
Legal Unit	31
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	4
Census Block	4015
Census Tract	950100

Owner

124 Post Oak Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Lafayette County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 POST OAK DR, OXFORD, MS 38655-2799
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Jul 23, 2019	Condominium Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Deed Document Number	20195699
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Recording Date	May 11, 2026
Property Address	124 POST OAK DR, OXFORD, MS 38655-2799
Document Number	0000003881
Instrument Date	May 6, 2026
Instrument	20263881
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	124 POST OAK DR, OXFORD, MS 38655-2799

Mortgage

Document Number	0000003881,
Date	May 11, 2026
Instrument	20263881

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 6, 2041

Interest

Rate	5.74%
Max Rate	-1%

July 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jul 23, 2019
Property Address	124 POST OAK DR, OXFORD, MS 38655-2799
Document Number	0201905699
Map Reference	CAB C SL 92
Instrument Date	Jul 22, 2019
Instrument	201905699
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3891 FOREST HILL IRENE RD, 3891, MEMPHIS, TN 38125-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 POST OAK DR, OXFORD, MS 38655-2799

Mortgage

Document Number	0201905700
Date	Jul 23, 2019
Instrument	201905700

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 124 Post Oak Dr was $2,330 with a homeowner's exemption.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,330.00 Homeowner's exemption	$24,934	$249,340 Land $50,000 Building $199,340
2023	$1,783.00 Homeowner's exemption	$20,946	$209,460 Land $50,000 Building $159,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Post Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Post Oak Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 74% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem.

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