124 Poplar Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 124 Poplar Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,220 sqft · built 1957
Lot Size	0.439 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,900 (Mar 2020)
Tax Bill	$760 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T29 026`

Property Details

APN / Parcel Number

Primary APN	`T29 026`
Alternative APN	`742950`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.439 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	228 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	742950
Street Address	124 POPLAR CIR
City	TOCCOA
State	GA
Zip	30577-6096
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 38 MARTIN & RICE S/D
Legal Subdivision	MARTIN & RICE
Legal Lot Number	38
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2027
Census Tract	970302

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 POPLAR CIR, TOCCOA, GA 30577-6096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 16, 2020	Grant Deed, Transfer REGIONS MTG
Feb 27, 2017	Grant Deed, Transfer HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Prior Sale	Feb 24, 2017 · Amount on Record
Deed Document Number	0001204493
Deed Book / Page	1204 / 493
Last Transfer Date	Mar 16, 2020
Transfer Doc	0012040493
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	124 POPLAR CIR, TOCCOA, GA 30577-6096
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 POPLAR CIR, TOCCOA, GA 30577-6096

Mortgage

Document Number	0013310000000038
Date	May 19, 2023
Book Page	0000001331/0000000038

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 16, 2020
Property Address	124 POPLAR CIR, TOCCOA, GA 30577-6096
Document Number	0012040493
Book / Page	001204 / 000493
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$91.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 POPLAR CIR TOCCOA GA 305776096, TOCCOA, GA 30577-6096

Mortgage

Document Number	12040495
Date	Mar 16, 2020
Book Page	001204/000495

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 27, 2017
Property Address	124 POPLAR CIR, TOCCOA, GA 30577-6096
Document Number	0011150130
Book / Page	001115 / 000130
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$76.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 POPLAR CIR TOCCOA GA 305776096, TOCCOA, GA 30577-6096

Mortgage

Document Number	11150132
Date	Feb 27, 2017
Book Page	001115/000132

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$760.00 (+179.41%) Homeowner's exemption Senior Citizen's exemption	$61,801 (+66.76%) Land $2,526 Building $59,275	$154,502 (+66.76%) Land $6,315 Building $148,187
2023	$272.00 (-78.12%) Homeowner's exemption	$37,060 (+5.39%) Land $2,526 Building $34,534	$92,650 (+5.39%) Land $6,315 Building $86,335
2022	$1,243.00 Homeowner's exemption	$35,164 Land $2,526 Building $32,638	$87,909 Land $6,315 Building $81,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Verizon.

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