Madison County property record for 124 Phillips St, Berea, KY 40403 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 950 sqft |
| Owner | Company Name on File |
| Last Sale | $78,000 (Dec 2025) |
| Tax Bill | $356 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B007-0009-0031 |
| Primary APN | B007-0009-0031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Mixed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 49432 |
|---|---|
| Street Address | 124 PHILLIPS ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 |
| Legal Lot Number | 16 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11301 |
Source: Madison County records · APN B007-0009-0031
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2775 LITTLE ROCK RD, IRVINE, KY 40336-7955 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on Record |
| Deed Sale | Dec 15, 2025 · Amount on Record |
| Deed Document Number | 2014305295 |
| Deed Book / Page | D877 / 46 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 15, 2025 |
| Property Address | 124 PHILLIPS ST, BEREA, KY 40403-1625 |
| Document Number | 000D877/46 |
| Book / Page | D877 / 46 |
| Instrument Date | Dec 03, 2025 |
| Instrument | 2014305295 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2026 |
| Title Company | NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 135, BURKESVILLE, KY 42717-0135 |
| Name | Verified Name |
|---|---|
| Address | 2775 LITTLE ROCK RD, IRVINE, KY 40336-7955 |
| Document Number | 2014305303 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2014305303 |
| Name | PBT BANCORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 04, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $356.00 (-16.63%) Homeowner's exemption | $79,000 (-) | $79,000 (-) |
| 2023 | $427.00 Homeowner's exemption | $79,000 | $79,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510113012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures