124 Phelps St, Sterling, CO 80751 Property Records

Logan County property record for 124 Phelps St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,597 sqft · built 1927
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2023)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jun 2023 Transfer + 3 more
Flood Zone	Zone AO (high risk)
APN	`38052532212006`

Property Details

APN / Parcel Number

Primary APN	`38052532212006`
Alternative APN	`4811100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,597 sqft Heated Area
1st Floor Area	975 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	144 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	4811100
Street Address	124 PHELPS ST
City	STERLING
State	CO
Zip	80751-4140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 21-22 BLK 46 B&M ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	32
Legal Subdivision	B&M ADDN
Legal Block	46
Legal Lot Number	21-22
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2006
Census Tract	966300

Owner

124 Phelps St is owned and occupied by an individual who bought it in June 2023.

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	124 PHELPS ST, STERLING, CO 80751-4140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Intrafamily Transfer, Transfer
Jun 29, 2023	Intrafamily Transfer, Transfer CAPITAL TITLE
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO
Dec 29, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Apr 7, 2023 · Amount on File
Deed Document Number	2023766794
Deed Book / Page	1054 / 992
Prior Transfer Date	Apr 6, 2023
Prior Transfer Doc	0000765796
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOGAN CO
Recording Date	Apr 7, 2023
Property Address	124 PHELPS ST, STERLING, CO 80751-4140
Document Number	0000765796
Book / Page	1053 / 987
Instrument Date	Apr 6, 2023
Instrument	765796
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 PHELPS ST, STERLING, CO 80751-4140

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOGAN CO
Recording Date	Jun 29, 2023
Property Address	124 PHELPS ST, STERLING, CO 80751-4140
Document Number	0000766794
Book / Page	1054 / 992
Instrument Date	Apr 1, 2023
Instrument	766794
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 PHELPS ST, STERLING, CO 80751-4140
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Apr 1, 2022
Property Address	124 PHELPS ST, STERLING, CO 80751-4140
Document Number	0000760732
Book / Page	1048 / 922
Instrument Date	Apr 1, 2022
Instrument	760732
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	124 PHELPS ST, STERLING, CO 80751-4140

Mortgage

Document Number	0000760733
Date	Apr 1, 2022
Instrument	760733

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOGAN CO
Recording Date	Dec 29, 2017
Property Address	124 PHELPS ST, STERLING, CO 80751-4140
Document Number	0000737350
Book / Page	001025 / 000526
Instrument Date	Dec 29, 2017
Instrument	737350
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1431 STERLING CO 807511431, STERLING, CO 80751-1431

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Mar 31, 2017
Property Address	124 PHELPS ST, STERLING, CO 80751-4140
Document Number	0000733228
Book / Page	001021 / 000401
Instrument Date	Mar 31, 2017
Instrument	733228
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$16.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1431 STERLING CO 807511431, STERLING, CO 80751-1431

Tax Assessment & Valuation

The 2025 property tax bill for 124 Phelps St was $1,530.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,530.00	$18,252	$292,041 Land $31,250 Building $260,791
2023	$833.00 (-21.42%)	$185,210 (+1,339.08%) Land $25,000 Building $160,210	$185,210 (-) Land $25,000 Building $160,210
2022	$1,060.00	$12,870 Land $1,740 Building $11,130	$185,210 Land $25,000 Building $160,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Phelps St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Jul 1997 · Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Phelps St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kentec Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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