Cleveland County property record for 124 Pepper Dr, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,944 sqft · built 2004 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,592 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57519 |
| Primary APN | 57519 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,944 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 871 sqft (0.02 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1168865 |
|---|---|
| Street Address | 124 PEPPER DR |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-7708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #2 PB26-68 OFF RD#2033 |
| Legal Subdivision | KILDEER |
| Legal Block | 1 |
| Legal Lot Number | 177 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 950302 |
124 Pepper Dr is owned and occupied by an individual.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 PEPPER DR, KINGS MOUNTAIN, NC 28086-7708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 29, 2026 |
| Property Address | 124 PEPPER DR, KINGS MOUNTAIN, NC 28086-7708 |
| Document Number | 0200127687 |
| Book / Page | 1973 / 25 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026200127687 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 124 PEPPER DR, KINGS MOUNTAIN, NC 28086-7708 |
| Investor | Possibly a Property Investor |
| Document Number | 0200127687, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 1973/25 |
| Instrument | 2026200127687 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 124 Pepper Dr was $1,592, up 4.7% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,592.00 (+4.74%) | $239,420 (-) Land $19,820 Building $219,600 | $239,420 (-) Land $19,820 Building $219,600 |
| 2025 | $1,520.00 | $239,420 Land $19,820 Building $219,600 | $239,420 Land $19,820 Building $219,600 |
| 2023 | $145,807 Land $12,399 Building $133,408 | $145,807 Land $12,399 Building $133,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Pepper Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 124 Pepper Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
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