Middlesex County and Belmont Town property record for 124 Payson Rd, Belmont, MA 02478
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 4 ba · 3,390 sqft · built 1920 |
| Lot Size | 0.19 acres (8,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,150,000 (May 2022) |
| Tax Bill | $18,164 (2023) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:07 P:000075 S |
| Primary APN | BELM M:07 P:000075 S |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 15 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,390 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 8,307 sqft (0.19 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Street Address | 124 PAYSON RD |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-2832 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R |
| Legal Description | DIST:26 CITY/MUNI/TWP:BELMONT |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 357400 |
124 Payson Rd, a duplex, is owned and occupied by an individual who bought it in May 2022.
Source: Middlesex County and Belmont Town records, as of April 26, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 127, BELMONT, MA 02478-0002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2022 | Condominium Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU |
| Aug 15, 2019 | Quit Claim Deed, Transfer · Commercial Mortgage WALPOLE COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on File |
| Deed Sale | May 17, 2022 · Amount on File |
| Prior Sale | May 10, 2022 · Amount on File |
| Deed Document Number | 73613 |
| Deed Book / Page | 80135 / 255 |
| Record Updated | Jun 7, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | May 10, 2022 |
| Property Address | 124 PAYSON RD, BELMONT, MA 02478-2832 |
| Document Number | 080103-396 |
| Book / Page | 80103 / 396 |
| Instrument Date | May 9, 2022 |
| Instrument | 70033 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 124 PAYSON RD # 1, 1, BELMONT, MA 02478-2832 |
| Document Number | 0000070034 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 70034 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jun 1, 2029 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Aug 15, 2019 |
| Property Address | 124 PAYSON RD, BELMONT, MA 02478-2832 |
| Document Number | 073118-534 |
| Book / Page | 73118 / 534 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 121607 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 S COTTAGE RD, BELMONT, MA 02478-1155 |
| Document Number | 0000121608 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 121608 |
| Name | WALPOLE COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Middlesex County and Belmont Town assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $18,164.00 | $1,616,000 Land $842,000 Building $774,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 124 Payson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 124 Payson Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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