124 Palmetto Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 124 Palmetto Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,851 sqft · built 1992
Lot Size	0.191 acres (8,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Aug 2020)
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-2943-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-2943-8`
Alternative APNs	`16-3N-23-144B-0000-0350` `23N316144B00000350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,851 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	906 sqft
Upper Floors Area	945 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,302 sqft (0.191 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	124 PALMETTO DR
City	CRESTVIEW
State	FL
Zip	32539-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANTERN RIDGE S/D PH II LOT 35
Legal Range	23W
Legal Township	03N
Legal Section	16
Legal Subdivision	LANTERN RIDGE S/D
Legal Phase	2
Legal Lot Number	35
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	3
Census Block	3006
Census Tract	20400

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 PALMETTO DR, CRESTVIEW, FL 32539-3226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Oct 26, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 19, 2020	Special Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Nov 7, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE
May 7, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	20203383562
Deed Book / Page	3484 / 4901
Prior Transfer Date	Jan 29, 2001
Prior Transfer Doc	0001818993
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Jul 8, 2026
Property Address	124 PALMETTO DR, CRESTVIEW, FL 32539-3226
Document Number	0003826515
Instrument Date	Jun 16, 2026
Instrument	20263826515
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	ROCKET MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 PALMETTO DR, CRESTVIEW, FL 32539-3226

Mortgage

Document Number	0003826515,
Date	Jul 8, 2026
Instrument	20263826515

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Sep 1, 2050

Interest

Rate	6.51%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	124 PALMETTO DR, CRESTVIEW, FL 32539-3226
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 PALMETTO DR, CRESTVIEW, FL 32539-3226

Mortgage

Document Number	0036483570
Date	Oct 26, 2022
Book Page	3648/3570
Instrument	3587340

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 19, 2020
Property Address	124 PALMETTO DR, CRESTVIEW, FL 32539-3226
Document Number	0034844901
Book / Page	3484 / 4901
Map Reference	MB 11 PG 46&47
Instrument Date	May 19, 2020
Instrument	3383562
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	ORANGE COAST LENDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 HOME CAMPUS, 1, DES MOINES, IA 50328-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 26TH ST, NICEVILLE, FL 32578-2854

Mortgage

Document Number	0034844904
Date	Aug 19, 2020
Book Page	3484/4904
Instrument	3383563

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 7, 2019
Property Address	124 PALMETTO DR, CRESTVIEW, FL 32539-3226
Document Number	0034280181
Book / Page	003428 / 000181
Instrument Date	Oct 22, 2019
Instrument	3316963
Transaction Type	Foreclosure
Record Updated	Dec 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$480.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 7, 2019
Property Address	124 PALMETTO DR, CRESTVIEW, FL 32539-3226
Document Number	0033974768
Book / Page	003397 / 004768
Instrument Date	Mar 29, 2019
Instrument	3276046
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$17.50
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	17813 OSPREY POINTE PL TAMPA FL 336472276, TAMPA, FL 33647-2276

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,035.00 (+4.33%)	$191,232 (-4.75%) Land $25,835 Building $165,397	$191,232 (-4.75%) Land $25,835 Building $165,397
2023	$2,909.00 (+7.9%)	$200,774 (+6.55%) Land $21,949 Building $178,825	$200,774 (+6.55%) Land $21,949 Building $178,825
2022	$2,696.00	$188,433 Land $20,513 Building $167,920	$188,433 Land $20,513 Building $167,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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