124 Oldham Dr, Jackson, TN 38305 Property Records

Madison County property record for 124 Oldham Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,693 sqft · built 1988
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2023)
Tax Bill	$879 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057033D B 04501`

Property Details

APN / Parcel Number

Primary APN	`057033D B 04501`
Alternative APN	`033D B 04501`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,693 sqft Living Area
1st Floor Area	1,693 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	230 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	124 OLDHAM DR
City	JACKSON
State	TN
Zip	38305-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 50 1/2 LOT 57 SEC IV, COUNTY AREA: D68
Legal Subdivision	NORTHMEADE WOODS
Legal Block	IV
Legal Lot Number	NOTES
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2005
Census Tract	1607

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	124 OLDHAM DR, JACKSON, TN 38305-9484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage TOWER COMMUNITY BANK
Jun 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Jun 23, 2017
Deed Document Number	23013741
Deed Book / Page	D781 / 1697
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	124 OLDHAM DR, JACKSON, TN 38305-9484
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2160/1805
Date	Jun 2, 2021
Book Page	T2160/1805
Instrument	21007623

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Dec 29, 2023
Property Address	124 OLDHAM DR, JACKSON, TN 38305-9484
Document Number	0D781/1697
Book / Page	D781 / 1697
Instrument Date	Dec 29, 2023
Instrument	23013741
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 OLDHAM DR, JACKSON, TN 38305-9484

Mortgage

Document Number	0023013742
Date	Dec 29, 2023
Instrument	23013742

Lender

Name	TOWER COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	11.5%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	9.5%
Max Rate At Change	13.5%
Index	Prime Rate
Margin	3
Max Rate	16.5%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON TN
Recording Date	Jun 23, 2017
Property Address	124 OLDHAM DR, JACKSON, TN 38305-9484
Document Number	0000007233
Book / Page	00D740 / 001357
Instrument Date	Jun 9, 2017
Instrument	7233
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 OLDHAM DR JACKSON TN 383059484, JACKSON, TN 38305-9484

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$879.00	$46,900 (-) Land $6,250 Building $40,650
2024	$879.00	$46,900 (-) Land $6,250 Building $40,650
2023		$46,900 (-) Land $6,250 Building $40,650
2022	$879.00	$46,900 Land $6,250 Building $40,650	$187,600 Land $25,000 Building $162,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
EPlus Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications.

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