124 Oak Mill Rd, Folsom, CA 95630 Property Records

Sacramento County property record for 124 Oak Mill Rd, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,565 sqft · built 1986
Lot Size	0.276 acres (12,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Oct 2017)
Tax Bill	$6,275 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-0650-022-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0650-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,565 sqft Living Area
1st Floor Area	1,565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	12,038 sqft (0.276 acres)
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	124 OAK MILL RD
City	FOLSOM
State	CA
Zip	95630-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	WILLOW CREEK ESTS EAST 08, LOT 621
Legal Subdivision	WILLOW CREEK ESTS EAST 08
Legal Lot Number	621
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2009
Census Tract	8501

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 OAK MILL RD, FOLSOM, CA 95630-4607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 4, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Oct 2, 2017	Grant Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on Record
Deed Sale	Oct 2, 2017 · Amount on Record
Prior Sale	Jul 30, 2004 · Amount on Record
Deed Book / Page	20171002 / 1110
Prior Transfer Date	Mar 14, 2007
Prior Transfer Doc	0000001031
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 13, 2026
Property Address	124 OAK MILL RD, FOLSOM, CA 95630-4607
Document Number	2026000267
Book / Page	20260713 / 267
Instrument Date	Jul 7, 2026
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 OAK MILL RD, FOLSOM, CA 95630-4607

Mortgage

Document Number	2026000267,
Date	Jul 13, 2026
Book Page	20260713/267

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	124 OAK MILL RD, FOLSOM, CA 95630-4607
Document Number	2001091005
Instrument Date	Jan 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 OAK MILL RD FOLSOM CA 956304607, FOLSOM, CA 95630-4607

Mortgage

Document Number	2001091005
Date	Jan 9, 2020
Instrument	2001091005

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 2, 2017
Property Address	124 OAK MILL RD, FOLSOM, CA 95630-4607
Document Number	1710021110
Instrument Date	Sep 27, 2017
Instrument	1710021110
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	124 OAK MILL RD FOLSOM CA 956304607, FOLSOM, CA 95630-4607

Mortgage

Document Number	1710021111
Date	Oct 2, 2017
Instrument	1710021111

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,681 (+2%) Land $185,691 Building $382,990
2025	$6,275.00 (+2.08%)	$557,531 (+4.04%) Land $182,050 Building $375,481
2024	$6,147.00 (+1.81%)
2023	$6,038.00 (+1.51%)	$535,883 Land $174,982 Building $360,901
2022	$5,948.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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