Madison County property record for 124 Oak Meadow Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,451 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0002-0047 |
| Primary APN | 0060-0002-0047 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,632 sqft (0.29 acres) |
|---|
| Account Number | 63904 |
|---|---|
| Street Address | 124 OAK MEADOW DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS LOT 47 PH 1 |
| Legal Subdivision | THE OAKS |
| Legal Phase | 1 |
| Legal Lot Number | 47 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11401 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 OAK MEADOW DR, BEREA, KY 40403-9580 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Dec 15, 2020 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Sep 7, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2025 |
| Deed Sale | Feb 21, 2025 |
| Prior Sale | Dec 15, 2020 · Amount on File |
| Deed Document Number | 202514247183 |
| Deed Book / Page | 864 / 239 |
| Prior Transfer Date | Aug 26, 2024 |
| Prior Transfer Doc | 00D864/239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 124 OAK MEADOW DR, BEREA, KY 40403-9580 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 124 OAK MEADOW DR, BEREA, KY 40403-9580 |
| Document Number | 0M2426/435 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | M2426/435 |
| Instrument | 2014300841 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 19, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 15, 2020 |
| Property Address | 124 OAK MEADOW DR, BEREA, KY 40403-9580 |
| Document Number | D00798/429 |
| Book / Page | D00798 / 429 |
| Map Reference | MB 16 PG 98 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2014025869 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 729 S DOGWOOD DR, 729, BEREA, KY 40403-9563 |
| Name | Verified Name |
|---|---|
| Address | 303 BOCOTE DR, BEREA, KY 40403-9584 |
| Document Number | 2014025870 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2014025870 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 7, 2017 |
| Property Address | 124 OAK MEADOW DR, BEREA, KY 40403-9580 |
| Document Number | D00749/764 |
| Book / Page | D00749 / 764 |
| Map Reference | MB16 PG98 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 2013964466 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2286 GUYNN RD, 2286, PAINT LICK, KY 40461-8407 |
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Address | PO BOX 635, BEREA, KY 40403-0635 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,451.00 (-2.82%) | $260,000 (-) | $260,000 (-) |
| 2023 | $2,522.00 | $260,000 | $260,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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