Etowah County property record for 124 Oak Cir, Gadsden, AL 35901
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,128 sqft · built 1956 |
| Lot Size | 0.4 acres (17,611 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,330 (May 2019) |
| Tax Bill | $1,563 (2026) |
| Deeds & Mortgages | May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-08-28-0-001-189.000 |
| Primary APN | 15-08-28-0-001-189.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 17,611 sqft (0.4 acres) |
| Lot Dimensions | 181 ft deep x 97 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 237565 |
|---|---|
| Street Address | 124 OAK CIR |
| City | GADSDEN |
| State | AL |
| Zip | 35901-5814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR - LT 17 BLK 2 OAK HILL DIV OF COUNTRY CLUB GAD PLAT E-75 GADSDEN 28-12-6 667-179,D-2012-3373823,D-2019-3484122 |
| Legal Range | 6E |
| Legal Township | 12S |
| Legal Section | 28 |
| Legal Subdivision | OAK HILL DIV COUNTRY CLUB GAD |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1100 |
124 Oak Cir is owned by two individuals who bought it in May 2019.
Source: Etowah County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3971 INVERNESS DR, HOUSTON, TX 77019-1003 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2019 · Amount on File |
| Deed Sale | May 15, 2019 · Amount on File |
| Deed Document Number | 20193484122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ETOWAH AL |
| Recording Date | May 15, 2019 |
| Property Address | 124 OAK CIR, GADSDEN, AL 35901-5814 |
| Document Number | 3484122 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 3484122 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3971 INVERNESS DR, HOUSTON, TX 77019-1003 |
The 2026 property tax bill for 124 Oak Cir was $1,563, down 4.3% from the year before.
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Gadsden City |
| Unified School District | Gadsden City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,563.00 (-4.35%) | ||
| 2025 | $1,634.00 | $33,360 Land $7,360 Building $26,000 | $166,800 Land $36,800 Building $130,000 |
| 2023 | $1,634.00 (+16.38%) | $33,360 (+16.4%) Land $7,360 Building $26,000 | $166,800 (+16.4%) Land $36,800 Building $130,000 |
| 2022 | $1,404.00 | $28,660 Land $7,360 Building $21,300 | $143,300 Land $36,800 Building $106,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Oak Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Mar 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Oak Cir is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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