124 Northpoint Dr, Williamsburg, VA 23185 Property Records

James City County property record for 124 Northpoint Dr, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,546 sqft · built 1974
Lot Size	1.03 acres (45,041 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Jun 2026)
Tax Bill	$6,722 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-1 02-3-0032`

Property Details

APN / Parcel Number

Primary APN	`49-1 02-3-0032`
Alternative APN	`14479`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,546 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	45,041 sqft (1.03 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	694 sqft
Patio Area	694 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14479
Street Address	124 NORTHPOINT DR
City	WILLIAMSBURG
State	VA
Zip	23185-4450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED
Legal Description	L-32 S-3 KINGSPOINT
Legal Subdivision	KINGSPOINT
Legal Lot Number	32
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1001
Census Tract	80203

Owner

124 Northpoint Dr is owned and occupied by two individuals who bought it in June 2026.

Source: James City County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 NORTHPOINT DR, WILLIAMSBURG, VA 23185-4450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTSTATE BANK NA
May 4, 2017	Deed of Trust, Mortgage · Line of Credit TOWNE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Jul 14, 2022 · Amount on File
Deed Document Number	20267195
Prior Transfer Date	Jun 8, 2026
Prior Transfer Doc	0000007195
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 10, 2026
Property Address	124 NORTHPOINT DR, WILLIAMSBURG, VA 23185-4450
Document Number	0000007195
Instrument Date	Jun 8, 2026
Instrument	20267195
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,425.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 NORTHPOINT DR, WILLIAMSBURG, VA 23185-4450

Mortgage

Document Number	0000007196,
Date	Jun 10, 2026
Instrument	20267196

Lender

Name	TOWNE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000007197,
Date	Jun 10, 2026
Instrument	20267197

Lender

Name	LAFAYETTE FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	30 Months
Due	Jun 9, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 14, 2022
Property Address	124 NORTHPOINT DR, WILLIAMSBURG, VA 23185-4450
Document Number	0202210878
Instrument Date	Jul 11, 2022
Instrument	202210878
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 NORTHPOINT DR, WILLIAMSBURG, VA 23185-4450

Mortgage

Document Number	0202210879
Date	Jul 14, 2022
Instrument	202210879

Lender

Name	SOUTSTATE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	124 NORTHPOINT DR, WILLIAMSBURG, VA 23185-4450
Document Number	0000009479
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 NORTHPOINT DR WILLIAMSBURG VA 231854450, WILLIAMSBURG, VA 23185-4450

Mortgage

Document Number	0000009479
Date	May 9, 2017
Instrument	9479

Lender

Name	TOWNE BK
Type	Bank
Address	WILLIAMSBURG, VA 23188

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	May 8, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 124 Northpoint Dr was $6,722, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,722.00 (+6.41%)	$809,900 Land $314,100 Building $495,800	$809,900 Land $314,100 Building $495,800
2024	$6,317.00 (+31.22%)
2023	$4,814.00	$580,000 Land $288,900 Building $291,100	$580,000 Land $288,900 Building $291,100
2022	$4,814.00
2019	$4,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Northpoint Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Northpoint Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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