124 N Pinon Rd, Payson, AZ 85541 Property Records

Gila County property record for 124 N Pinon Rd, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details1,883 sqft · built 1989
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Sep 2019)
Tax Bill$2,190 (2025)
Deeds & MortgagesAug 2026 Mortgage
Aug 2022 Line of Credit
+ 1 more
Flood ZoneZone D (undetermined)
APN302-46-010C

Property Details

APN / Parcel Number

Primary APN302-46-010C
Alternative APNs
  • R022609
  • 022609

Interior

Stories1 Story
Building Area3,138 sqft Living Area
Gross Area3,579 sqft
1st Floor Area1,255 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialWood
Construction TypeWood
Roof MaterialAsbestos
Lot Area32,234 sqft (0.74 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Deck AreaDeck Area
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace

Location & Zoning

Account NumberR022609
Street Address124 N PINON RD
CityPAYSON
StateAZ
Zip85541-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 27 TOWNSHIP: 11N RANGE: 11E PT HES #419, BEG COR #1; TH N89DG 54MN W 802.27; TH N 4DG 13MN 20SC E 286.45 TO POB; TH N 4DG 13MN 20SC E 43.28; TH N77DG 57MN 38SC E 416.87; TH S 4DG 14MN 2SC W 131.18; TH N89DG 54MN W 401. 21 TO POB EXC E 20. AP
Legal Range11E
Legal Township11N
Legal Section27
Legal SubdivisionDIAMOND POINT
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3047
Census Tract400

Owner

Source: Gila County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address124 N PINON RD, PAYSON, AZ 85541-2706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 18, 2022Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Sep 18, 2019Warranty Deed, Transfer · Conventional Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Prior SaleMar 18, 2015 · Amount on Record
Deed Document Number201910043
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Recording DateAug 26, 2026
Property Address124 N PINON RD, PAYSON, AZ 85541-2706
Document Number0000008060
Instrument DateAug 21, 2026
Instrument20268060
Transaction TypeMortgage
Record UpdatedSep 25, 2026
Title CompanyROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 N PINON RD, PAYSON, AZ 85541-2706

Mortgage

Document Number0000008060,
DateAug 26, 2026
Instrument20268060
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address124 N PINON RD, PAYSON, AZ 85541-2706
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010385
DateAug 18, 2022
Instrument2022-010385
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 17, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateSep 18, 2019
Property Address124 N PINON RD, PAYSON, AZ 85541-2706
Document Number0000010043
Instrument DateSep 17, 2019
Instrument10043
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address124 N PINON RD PAYSON AZ 855412706, PAYSON, AZ 85541-2706

Mortgage

Document Number10044
DateSep 18, 2019
Instrument10044
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 17, 2034

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityStar Valley Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$39,239 (+4.35%) Land $6,907 Building $32,332$392,397 (+4.35%) Land $69,074 Building $323,323
2025$2,190.00 (+10.44%)
2024$37,603 Land $7,278 Building $30,325$376,029 Land $72,776 Building $303,253
2023$1,983.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (1993–2006)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 82% of Arizona
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemW RANCH RESORT
private · serves 200 people · EPA ID AZ0404104
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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