124 N Peru Ave, Ladd, IL 61329 Property Records

Bureau County property record for 124 N Peru Ave, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1901
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Dec 2018 Mortgage May 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-10-352-008`

Property Details

APN / Parcel Number

Primary APN	`18-10-352-008`
Alternative APN	`2905`

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Account Number	1810352008
Street Address	124 N PERU AVE
City	LADD
State	IL
Zip	61329-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-TRAER'S SUB OF L 8 S1/2 SL 13-14-15-16-17 BLK 23 & VACATED ALLEY (50 X 125) DOC 14-1952
Legal Range	11
Legal Township	16
Legal Section	10
Legal Subdivision	LADD-TRAER'S SUB
Legal Block	23
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	2
Census Block	2028
Census Tract	965100

Owner

124 N Peru Ave is owned and occupied by an individual who acquired it in May 2014.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	124 N PERU AVE, LADD, IL 61329-9656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage PERU FSB
May 19, 2005	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE FSB
Jun 2, 2014	Deed of Trust, Mortgage PERU FEDERAL SAVINGS BANK
May 19, 2005	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE FSB
Jun 2, 2014	Intrafamily Transfer, Transfer PERU FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 23, 2014
Transfer Doc	2014R01952
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	124 N PERU AVE, LADD, IL 61329-9656
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R04699
Date	Dec 10, 2018
Instrument	2018R04699

Lender

Name	PERU FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 5, 2028

Interest

Rate Type	Fixed Rate

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	124 N PERU AVE, LADD, IL 61329-9656
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001209/542
Date	May 19, 2005
Book Page	1209/542
Instrument	052753

Lender

Name	CAPITAL ONE FSB
Type	Bank
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2025

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	124 N PERU AVE, LADD, IL 61329-9656
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014R01954
Date	Jun 2, 2014
Instrument	2014R01954

Lender

Name	PERU FEDERAL SAVINGS BANK
Address	PERU, IL 61354

Agreement

Amount	Amount on Record
Term	59 Months
Due	May 29, 2019

Interest

Rate	6%

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	124 N PERU AVE, LADD, IL 61329-9656
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001209/559
Date	May 19, 2005
Book Page	1209/559
Instrument	052754

Lender

Name	CAPITAL ONE FSB
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Jun 2, 2014
Property Address	124 N PERU AVE, LADD, IL 61329-9656
Document Number	2014R01952
Instrument Date	May 23, 2014
Instrument	2014R01952
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 N PERU AVE, LADD, IL 61329-9656

Mortgage

Document Number	2014R01953
Date	Jun 2, 2014
Instrument	2014R01953

Lender

Name	PERU FEDERAL SAVINGS BANK
Address	PERU, IL 61354

Agreement

Amount	Amount on Record
Term	160 Months
Due	Oct 14, 2027

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 124 N Peru Ave was $1,948 with a homeowner's exemption, up 7.2% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,948.00 (+7.15%) Homeowner's exemption	$25,334 (+8.56%) Land $2,342 Building $22,992	$76,002 (+8.56%) Land $7,026 Building $68,976
2024	$1,818.00	$23,336 (+6.64%) Land $2,157 Building $21,179	$70,008 (+6.64%) Land $6,471 Building $63,537
2023		$21,883 Land $2,023 Building $19,860	$65,649 Land $6,069 Building $59,580
2022	$1,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 N Peru Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 N Peru Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: IVNet, Nextlink.

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