124 N Maple St, Commerce, OK 74339 Property Records

Ottawa County property record for 124 N Maple St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,403 sqft · built 1943
Owner	Individual Name on File
Last Sale	$78,000 (Mar 2025)
Tax Bill	$267 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20301`

Property Details

APN / Parcel Number

Primary APN	`20301`
Alternative APN	`5630-00-068-002-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,403 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Garage Type	Detached
Garage Area	552 sqft
Porch	Covered Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20301
Street Address	124 N MAPLE ST
City	COMMERCE
State	OK
Zip	74339-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 & N 30' LT 3, BLK 68 FIRST ADDN TO NORTH MIAMI NOW COMMERCE
Legal Subdivision	FIRST ADDN TO NORTH MIAMI NOW COMMERCE
Legal Block	68
Legal Lot Number	2,3
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3059
Census Tract	574200

Owner

Source: Ottawa County records · APN 20301

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	124 N MAPLE ST, COMMERCE, OK 74339-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Deed Document Number	I-2025-001125
Deed Book / Page	1228 / 499
Record Updated	Jun 08, 2026

March 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 17, 2025
Property Address	124 N MAPLE ST, COMMERCE, OK 74339-1603
Document Number	001228/499
Book / Page	1228 / 499
Instrument Date	Mar 14, 2025
Instrument	I-2025-001125
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 N MAPLE ST, COMMERCE, OK 74339-1603

Mortgage

Document Number	I2025001126
Date	Mar 17, 2025
Instrument	I-2025-001126

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$267.00 (+0.75%) Homeowner's exemption	$3,755 (+3.02%) Land $242 Building $3,513	$67,371 (-3.99%) Land $2,126 Building $65,245
2024	$265.00 (+16.23%) Homeowner's exemption	$3,645 (+3%) Land $242 Building $3,403	$70,168 (-) Land $2,126 Building $68,042
2023	$228.00 (+2.7%) Homeowner's exemption	$3,539 (+3%) Land $242 Building $3,297	$70,168 (-) Land $2,126 Building $68,042
2022	$222.00 Homeowner's exemption	$3,436 Land $242 Building $3,194	$70,168 Land $2,126 Building $68,042

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 388 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COMMERCE serves 2,645 people
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.