124 N 5th St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 124 N 5th St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,865 sqft · built 1947
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Tax Bill	$3,582 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19.791.2910`

Property Details

APN / Parcel Number

Primary APN	`19.791.2910`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,865 sqft Living Area
Basement Area	1,008 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	124 N 5TH ST
City	SAINT PETER
State	MN
Zip	56082-1965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 79 EX S 7 1/2' OF 10 SLY 7 1/2' OF LOT 11 BLK 79 TOGETHER WITH E 1/2 VAC ALLEY LYING ADJ
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	SKARO EVENSON S ADD
Legal Block	79
Legal Lot Number	10-11
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	2
Census Block	2045
Census Tract	480300

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	124 N 5TH ST, SAINT PETER, MN 56082-1965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit EAST NATIONAL BANK
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Recording Date	Jun 12, 2026
Property Address	124 N 5TH ST, SAINT PETER, MN 56082-1965
Document Number	0000358311
Instrument Date	Jun 1, 2026
Instrument	2026358311
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 N 5TH ST, SAINT PETER, MN 56082-1965

Mortgage

Document Number	0000358311,
Date	Jun 12, 2026
Instrument	2026358311

Lender

Name	EAST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 25, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	124 N 5TH ST, SAINT PETER, MN 56082-1965
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	338713
Date	Jul 20, 2021
Instrument	338713

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2026

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	124 N 5TH ST, SAINT PETER, MN 56082-1965
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	MINNESOTA RIVER VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	332780
Date	Jul 8, 2020
Instrument	332780

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	124 N 5TH ST, SAINT PETER, MN 56082-1965
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	TITLE FIRST NATIONAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	325914
Date	Nov 20, 2018
Instrument	325914

Lender

Name	STATE FARM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,582.00 Homeowner's exemption	$226,800 (-3.04%) Land $25,500 Building $201,300	$226,800 (-3.04%) Land $25,500 Building $201,300
2025	$3,582.00 (+36.3%)
2023	$2,628.00 Homeowner's exemption	$233,900 Land $25,500 Building $208,400	$233,900 Land $25,500 Building $208,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire, T-Mobile.

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