St. Charles County property record for 124 N 5th St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,763 sqft · built 1902 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $180,000 (Jul 2011) |
| Tax Bill | $3,002 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 011460A000 |
| Primary APN | 011460A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,763 sqft Living Area |
| 1st Floor Area | 1,630 sqft |
| Basement Area | 580 sqft |
| Year Built | Built 1902 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Lot Area | 5,227 sqft (0.119 acres) |
| Lot Dimensions | 165 ft deep x 35 ft wide |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 164 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 011460A000 |
|---|---|
| Old Parcel Number | 011460A000 |
| Street Address | 124 N 5TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC9 |
| Legal Description | PT CITY BLK 127 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | PARK CHAS SOUTH 04 |
| Legal Block | 127 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 310502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 124 N 5th St bought it in July 2011.
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 126 N 5TH ST, SAINT CHARLES, MO 63301-2706 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2011 · Amount on File |
| Deed Sale | Jul 12, 2011 · Amount on File |
| Deed Document Number | 0005608455 |
| Deed Book / Page | 5608 / 455 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 124 N 5th St was $3,002.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,002.00 | $47,854 | $251,861 Land $50,000 Building $201,861 |
| 2023 | $46,096 | ||
| 2022 | $242,613 Land $39,999 Building $202,614 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 124 N 5th St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 17 (1980–2022) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Aug 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 124 N 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures