124 Mortons Gap Rd, Mortons Gap, KY 42440 Property Records

Hopkins County property record for 124 Mortons Gap Rd, Mortons Gap, KY 42440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 2007
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$62,676 (Feb 2007)
Tax Bill	$1,192 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MGAP-23-10`

Property Details

APN / Parcel Number

Primary APN	`MGAP-23-10`
Alternative APN	`34098`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,764 sqft Living Area

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	34098
Street Address	124 MORTONS GAP RD
City	MORTONS GAP
State	KY
Zip	42440-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 658 P 670
Jurisdiction	HOPKINS KY
Township / Civil Division	MADISONVILLE
Census Block Group	4
Census Block	4041
Census Tract	970900

Owner

Source: Hopkins County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 492, MORTONS GAP, KY 42440-0492
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2007 · Amount on Record
Deed Sale	Feb 2, 2007 · Amount on Record
Deed Document Number	2007427258
Deed Book / Page	0658 / 670
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	124 MORTONS GAP RD, MORTONS GAP, KY 42440-2022
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 492, MORTONS GAP, KY 42440-0492

Mortgage

Document Number	MTG1405/26
Date	Mar 29, 2023
Book Page	MTG 1405/26
Instrument	2023003008

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	124 MORTONS GAP RD, MORTONS GAP, KY 42440-2022
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001257/748
Date	Dec 9, 2019
Book Page	1257/748
Instrument	2019012879

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	173 Months
Due	May 22, 2034

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Municipality	Mortons Gap City
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,192.00 (+9.06%)	$114,500 (+11.06%)	$114,500 (+11.06%)
2023	$1,093.00	$103,100	$103,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORTONS GAP WATER DEPARTMENT serves 1,485 people · EPA ID KY0540269
Water Source	Purchased surface water from SOUTH HOPKINS WATER DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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