Hamilton County property record for 124 Morningside Dr, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,849 sqft · built 1920 |
| Lot Size | 0.316 acres (13,775 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Dec 2019) |
| Tax Bill | $2,337 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 156B B 027 |
| Primary APN | 156B B 027 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,849 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,775 sqft (0.316 acres) |
| Lot Dimensions | 145 ft deep x 95 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000089815 |
|---|---|
| Street Address | 124 MORNINGSIDE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-5027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT A PT 14&1 BLK 1&2 REV PLAT OF FERGER PLACE PB7 PG28 |
| Legal Subdivision | FERGER PLACE |
| Legal Block | 1-2 |
| Legal Lot Number | A |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 2600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
124 Morningside Dr is owned and occupied by two individuals who bought it in December 2019.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CMG FIN'L |
| Jun 27, 2018 | Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2019 · Amount on File |
| Deed Sale | Dec 3, 2019 · Amount on File |
| Prior Sale | Jun 27, 2018 · Amount on File |
| Deed Document Number | 2019120300167 |
| Deed Book / Page | 11837 / 664 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 124 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5027 |
| Document Number | 1203000110 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Address | 124 MORNINGSIDE DR CHATTANOOGA TN 374045027, CHATTANOOGA, TN 37404-5027 |
| Document Number | 1203000110 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 011837/000406 |
| Instrument | 191203000110 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 27, 2018 |
| Property Address | 124 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5027 |
| Document Number | 0627000129 |
| Book / Page | 011385 / 000393 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 180627000129 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | TITLE GUARANTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,542.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 MORNINGSIDE DR CHATTANOOGA TN 374045027, CHATTANOOGA, TN 37404-5027 |
| Document Number | 627000130 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 011385/000395 |
| Instrument | 180627000130 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2048 |
The 2025 property tax bill for 124 Morningside Dr was $2,337, down 1.1% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,337.00 (-1.14%) | $154,250 (+45.93%) | $617,000 (+45.93%) Land $50,000 Building $567,000 |
| 2024 | $2,364.00 | $105,700 (-) | $422,800 (-) Land $50,000 Building $372,800 |
| 2023 | $2,364.00 | $105,700 (-) | $422,800 (-) Land $50,000 Building $372,800 |
| 2022 | $2,364.00 | $105,700 | $422,800 Land $50,000 Building $372,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 24 (1983–2015) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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