124 Morehead St, Morganton, NC 28655 Property Records

Burke County property record for 124 Morehead St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,668 sqft · built 1901
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Mar 2023)
Tax Bill$1,447 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN2703290832

Property Details

APN / Parcel Number

Primary APN2703290832
Alternative APN
  • 10803

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,668 sqft Living Area
1st Floor Area1,154 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1980
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area40,946 sqft (0.94 acres)
Garage TypeCarport
Garage Area216 sqft
CarportCarport
Carport Area216 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area705 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address124 MOREHEAD ST
CityMORGANTON
StateNC
Zip28655-3111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENS
Legal Description124 MOREHEAD ST MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group1
Census Block1027
Census Tract20500

Owner

Source: Burke County records · APN 2703290832

Assessment roll updated September 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address124 MOREHEAD ST, MORGANTON, NC 28655-3111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Oct 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2023 · Amount on Record
Deed SaleMar 16, 2023 · Amount on Record
Prior SaleFeb 01, 2008 · Amount on Record
Deed Document Number20232218
Prior Transfer DateSep 27, 2010
Prior Transfer Doc0019240237
Record UpdatedJun 08, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateMar 16, 2023
Property Address124 MOREHEAD ST, MORGANTON, NC 28655-3111
Document Number0026740023
Book / Page2674 / 23
Instrument DateMar 14, 2023
Instrument2023002218
Transaction TypeTransfer
Record UpdatedMar 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 MOREHEAD ST, MORGANTON, NC 28655-3111

Mortgage

Document Number2023002219
DateMar 16, 2023
Instrument2023002219
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.2%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2028
Change Frequency5 Years
Min Rate At Change3.25%
Max Rate At Change7.2%
Index5-Year CMT
Margin2
Max Rate11.2%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address124 MOREHEAD ST, MORGANTON, NC 28655-3111
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024320515
DateOct 31, 2019
Book Page2432/0515
Instrument2017033831
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Index5-Year CMT
Margin2

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,447.00 (+0.14%)$243,324 (+0.38%) Land $43,643 Building $199,681$243,324 (+0.38%) Land $43,643 Building $199,681
2023$1,445.00$242,395 Land $43,643 Building $198,752$242,395 Land $43,643 Building $198,752

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1979–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Avery Avenue Historic District
listed 1987 · 112 contributing resources · NRIS 87001915

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 312 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
City of Morganton
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Spectrum.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF MORGANTON
serves 27,221 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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