Scott County property record for 124 Montclair Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 1996 |
| Lot Size | 0.308 acres (13,442 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $137,000 (Apr 2005) |
| Tax Bill | $1,990 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-310.000 |
| Primary APN | 138-20-310.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 622 sqft |
| Basement Area | 1,216 sqft |
| Finished Basement | 1,216 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Lot Area | 13,442 sqft (0.308 acres) |
| Garage Type | Basement |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 124 MONTCLAIR CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLONY 2 |
| Legal Subdivision | COLONY 2 |
| Legal Lot Number | 70 |
| Legal Unit | 5 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 40606 |
Source: Scott County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 124 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP |
| Dec 2, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2005 · Amount on Record |
| Deed Sale | Apr 18, 2005 · Amount on Record |
| Deed Document Number | 2005126928 |
| Deed Book / Page | 290 / 664 |
| Last Transfer Date | Dec 1, 2020 |
| Transfer Doc | D419/838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 124 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1385/206 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | M1385/206 |
| Instrument | 384086 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 2, 2020 |
| Property Address | 124 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Document Number | D419/838 |
| Book / Page | D419 / 838 |
| Map Reference | SL 1537 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 424975 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | AMERICAN HOMELAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 MONTCLAIR CT, 124, GEORGETOWN, KY 40324-2533 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 124 MONTCLAIR CT, GEORGETOWN, KY 40324-2533 |
| Document Number | 424976 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 424976 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 1, 2048 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,500 (-) | $223,500 (-) | |
| 2025 | $1,990.00 (+20.83%) | $223,500 (+23%) | $223,500 (+23%) |
| 2023 | $1,647.00 (+7.3%) | $181,700 (+2.66%) Land $32,500 Building $149,200 | $181,700 (+2.66%) Land $32,500 Building $149,200 |
| 2022 | $1,535.00 | $177,000 Land $29,000 Building $148,000 | $177,000 Land $29,000 Building $148,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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