124 Mill St, Westwood, MA 02090 Property Records

Norfolk County and Westwood Town property record for 124 Mill St, Westwood, MA 02090

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,655 sqft · built 1959
Lot Size	0.633 acres (27,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,360,000 (Jun 2022)
Tax Bill	$16,067 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WWOO M:027 B:000 L:218`

Property Details

APN / Parcel Number

Primary APN	`WWOO M:027 B:000 L:218`
Alternative APN	`3415`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,655 sqft Living Area
Gross Area	6,557 sqft
1st Floor Area	1,558 sqft
Basement Area	1,342 sqft
Unfinished Basement	772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,589 sqft (0.633 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3415
Street Address	124 MILL ST
City	WESTWOOD
State	MA
Zip	02090-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PLAN 27363B
Legal Lot Number	218
Jurisdiction	WESTWOOD MA
Township / Civil Division	WESTWOOD
Census Block Group	3
Census Block	3000
Census Tract	412100

Owner

Source: Norfolk County and Westwood Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 MILL ST, WESTWOOD, MA 02090-2732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Jun 21, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Aug 14, 2013
Deed Book / Page	40626 / 4
Prior Transfer Date	Jun 17, 2022
Prior Transfer Doc	00040626-4
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTWOOD MA
Property Address	124 MILL ST, WESTWOOD, MA 02090-2732
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040434-207
Date	Apr 1, 2022
Book Page	40434/207
Instrument	28898

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTWOOD MA
Recording Date	Jun 21, 2022
Property Address	124 MILL ST, WESTWOOD, MA 02090-2732
Document Number	00040626-4
Book / Page	40626 / 4
Instrument Date	Jun 17, 2022
Instrument	54586
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 MILL ST, WESTWOOD, MA 02090-2732

Mortgage

Document Number	0001505195
Date	Jun 21, 2022
Instrument	1505195

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Jul 1, 2032
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Norfolk County and Westwood Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Westwood Town
Unified School District	Westwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,067.00 (-2.57%)	$1,255,200 (-2.49%) Land $581,900 Building $673,300
2024	$16,490.00 (+19.22%)	$1,287,300 (+33.1%) Land $554,000 Building $733,300	$1,520,190
2023	$13,831.00	$967,200 Land $461,600 Building $505,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1982–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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