Otsego County and Otego Town property record for 124 Mill Creek Rd, Otego, NY 13825
| Property Type | Mobile Home / Trailer Park |
|---|---|
| Details | 3 bd · 784 sqft · built 1996 |
| Lot Size | 19 acres (829,382 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $33,843 (2026) |
| Deeds & Mortgages | Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 364889 308.00-1-7.31 |
| Primary APN | 364889 308.00-1-7.31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Units | 69 Units |
| Stories | 1 Story |
| Building Area | 784 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 829,382 sqft (19 acres) |
| Garage Type | Mixed |
| Garage Area | 800 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Total Buildings | 50 Buildings |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 191985 |
|---|---|
| Street Address | 124 MILL CREEK RD |
| City | OTEGO |
| State | NY |
| Zip | 13825-3218 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mobile Home / Trailer Park |
| Local Zoning Code | R3 |
| Legal Description | 986 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 7.031 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTEGO |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 591401 |
124 Mill Creek Rd, a commercial property, is held in a trust since December 2021.
Source: Otsego County and Otego Town records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9575 STATE HIGHWAY 7, WORCESTER, NY 12197-2201 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 1, 2021 |
| Transfer Doc | 0000000814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 7, 2021 |
| Property Address | 124 MILL CREEK RD, OTEGO, NY 13825-3218 |
| Document Number | 0000000814 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 2021-6814 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9575 STATE HIGHWAY 7, WORCESTER, NY 12197-2201 |
The 2026 property tax bill for 124 Mill Creek Rd was $33,843, up 2% from the year before.
Source: Otsego County and Otego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otego Town |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,843.00 (+2.04%) | ||
| 2025 | $33,165.00 | $1,167,055 Land $361,800 Building $805,255 | $1,535,599 Land $476,053 Building $1,059,546 |
| 2023 | $1,167,055 Land $361,800 Building $805,255 | $1,254,898 Land $389,032 Building $865,866 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Mill Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Mill Creek Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILL CREEK ESTATES MHP private · serves 100 people · EPA ID NY3821435 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| OEConnect Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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