124 Merrick Rd, Cambridge, OH 43725 Property Records

Guernsey County property record for 124 Merrick Rd, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,584 sqft · built 1965
Lot Size	0.45 acres (19,600 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Apr 2018)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-0005180.000`

Property Details

APN / Parcel Number

Primary APN	`06-0005180.000`
Alternative APN	`002314-5`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Finished Basement	888 sqft
Unfinished Basement	252 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Roof Material	Shingle
Lot Area	19,600 sqft (0.45 acres)
Lot Dimensions	196 ft deep x 100 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	726 sqft
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002314-5
Street Address	124 MERRICK RD
City	CAMBRIDGE
State	OH
Zip	43725-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA05-03 12 SYCAMORE HILLS
Legal Range	03W
Legal Township	02N
Legal Section	05
Legal Subdivision	SYCAMORE HILLS
Legal Tract	2
Legal Lot Number	12
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1012
Census Tract	977300

Owner

124 Merrick Rd is owned by an individual who bought it in April 2018.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	420 HUSTON HILLS DR, CAMBRIDGE, OH 43725-2969
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 19, 2018	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2018 · Amount on File
Deed Sale	Apr 19, 2018 · Amount on File
Deed Document Number	20182119
Deed Book / Page	556 / 1641
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	124 MERRICK RD, CAMBRIDGE, OH 43725-9737
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 MERRICK RD, CAMBRIDGE, OH 43725-9737

Mortgage

Document Number	00608/5066
Date	Nov 20, 2025
Book Page	608/5066
Instrument	202500007535

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	124 MERRICK RD, CAMBRIDGE, OH 43725-9737
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	BENNETT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00575/5446
Date	Jun 1, 2021
Book Page	575/5446
Instrument	202100003002

Lender

Name	PEOPLES BANK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	124 MERRICK RD, CAMBRIDGE, OH 43725-9737
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00550/3025
Date	Oct 3, 2017
Book Page	550/3025
Instrument	201700005627

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Apr 19, 2018
Property Address	124 MERRICK RD, CAMBRIDGE, OH 43725-9737
Document Number	00556/1641
Book / Page	556 / 1641
Map Reference	MB 11 PG 35
Instrument Date	Apr 16, 2018
Instrument	201800002119
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	BENNETT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 MERRICK RD, CAMBRIDGE, OH 43725-9737

Mortgage

Document Number	201800002120
Date	Apr 19, 2018
Instrument	201800002120

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 124 Merrick Rd was $3,862, down 1.3% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,862.00 (-1.3%)	$76,772 (-) Land $18,158 Building $58,614
2024	$3,913.00 (+13.85%)	$76,772 (+17.14%) Land $18,158 Building $58,614	$219,350 Land $51,880 Building $167,470
2023	$3,437.00 (+6.01%) Homeowner's exemption	$65,537 (-0.02%) Land $15,501 Building $50,036
2022	$3,242.00 Homeowner's exemption	$65,550 Land $15,510 Building $50,040	$187,280 (+0.02%) Land $44,310 Building $142,970
2021			$187,250 Land $44,290 Building $142,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Merrick Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2004)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Merrick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Smart Way Communications.

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