124 Mechanic St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 124 Mechanic St, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,895 sqft · built 2006
Lot Size	2.69 acres (117,176 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2021)
Tax Bill	$10,268 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:010 B:L:002-06`

Property Details

APN / Parcel Number

Primary APN	`M:010 B:L:002-06`
Alternative APNs	`UPTO M:010 L:002.06` `353`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,895 sqft Living Area
Gross Area	4,642 sqft
1st Floor Area	944 sqft
Attic	Attic
Attic Area	339 sqft
Basement Area	944 sqft
Unfinished Basement	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	117,176 sqft (2.69 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	124 MECHANIC ST
City	UPTON
State	MA
Zip	01568-1578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Lot Number	2.06
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	1
Census Block	1022
Census Tract	743100

Owner

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 MECHANIC ST, UPTON, MA 01568-1578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	2021100348
Deed Book / Page	65645 / 369
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	124 MECHANIC ST, UPTON, MA 01568-1578
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072366-258
Date	Aug 6, 2025
Book Page	72366/258
Instrument	66022

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	124 MECHANIC ST, UPTON, MA 01568-1578
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065184-247
Date	May 17, 2021
Book Page	65184/247
Instrument	68096

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,268.00 (+0.44%)	$785,000 (+0.98%) Land $306,300 Building $478,700	$725,767 (+20.23%)
2025	$10,223.00 (+4.41%)	$777,400 (+8.62%) Land $306,300 Building $471,100	$603,630
2024	$9,791.00 (+38.31%)	$715,700 (+40.22%) Land $298,300 Building $417,400
2023	$7,079.00	$510,400 Land $250,300 Building $260,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPTON DPW WATER/WASTEWATER DIVISION serves 4,420 people · EPA ID MA2303000
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	11 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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